# BMCE Direct vs MT Cash

The clearest difference is rating: BMCE Direct at 4.5 against MT Cash's 2.4. BMCE Direct also leads on ratings volume (2.6K vs 32) and review sentiment (37% vs 19%). MT Cash's advantage is iOS requirement (12.0 vs 15.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

BMCE Direct holds the better App Store score, 4.5 against 2.4. That said, the two scores are not equally well evidenced: BMCE Direct has 2.6K ratings behind it against 32, so its average is the more settled of the two. Written reviews point the same way: 37% of BMCE Direct's written reviews are positive against 19% of MT Cash's.

BMCE Direct ships an update every 3 months, MT Cash every 2 months. The most recent releases landed on October 29, 2026 and October 26, 2026 respectively.

## The numbers

| Metric | BMCE Direct | MT Cash |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.5 (2.6K ratings)](https://appshunter.io/ios/app/bmce-direct/id515211306/reviews)** | [2.4 (32 ratings)](https://appshunter.io/ios/app/mt-cash/id1486344533/reviews) |
| Number of ratings | **2.6K** | 32 |
| Positive reviews | **37.3% of reviews** | 19.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 months | **Every 2 months** |
| Monetization | Free | Free |
| Size | 118 MB | 69 MB |
| Requires iOS | 15.0 | **12.0** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [BMCE Bank](https://appshunter.io/developer/1372730000) | [MAROC TELECOM](https://appshunter.io/developer/674559472) |

## What reviewers say

### BMCE Direct

[App page](https://appshunter.io/ios/app/bmce-direct/id515211306)

Manage your finances securely and conveniently with this remote banking solution. Access account details, make transfers, pay bills, recharge prepaid cards, and order checkbooks. You can also subscribe to new products, manage your cards, download documents, and contact your advisor.

**Highlights:** Account balance and history consultation, Secure transfers to own and other banks, Bill payment for utilities and more, Prepaid card recharge, Checkbook ordering, Online subscription to banking products, Card personalization and management

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none


### MT Cash

[App page](https://appshunter.io/ios/app/mt-cash/id1486344533)

This mobile payment service allows secure and instant financial transactions from your phone. You can deposit and withdraw funds, send money to contacts, pay for purchases and bills, and recharge your phone.

**Highlights:** Deposit and withdraw funds, Instant money transfers, Pay for products and services, Pay bills securely, Phone top-ups

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is BMCE Direct free?

BMCE Direct is free to download, with no in-app purchases.

### Is MT Cash free?

MT Cash is free to download, with no in-app purchases.

### Which has better reviews, BMCE Direct or MT Cash?

BMCE Direct is rated higher. BMCE Direct averages 4.5 out of 5 from 2.6K ratings, while MT Cash averages 2.4 from 32 ratings.

### Do BMCE Direct or MT Cash have ads?

Neither BMCE Direct nor MT Cash shows ads.

### Which is updated more often, BMCE Direct or MT Cash?

BMCE Direct ships an update every 3 months, and MT Cash every 2 months. Most recently, BMCE Direct was updated on October 29, 2026 and MT Cash on October 26, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*