# BMCE Direct vs CIH MOBILE

The clearest difference is rating: BMCE Direct at 4.5 against CIH MOBILE's 4.0. CIH MOBILE's advantage is update cadence (monthly vs every 3 months). On price, review sentiment, ratings volume and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

BMCE Direct holds the better App Store score, 4.5 against 4.0. Both are backed by a comparable volume of ratings — 2.6K and 4.1K respectively. Written reviews point the same way: 37% of BMCE Direct's written reviews are positive against 30% of CIH MOBILE's.

BMCE Direct ships an update every 3 months, CIH MOBILE monthly. Both last shipped on October 29, 2026.

## The numbers

| Metric | BMCE Direct | CIH MOBILE |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.5 (2.6K ratings)](https://appshunter.io/ios/app/bmce-direct/id515211306/reviews)** | [4.0 (4.1K ratings)](https://appshunter.io/ios/app/cih-mobile/id664637221/reviews) |
| Number of ratings | 2.6K | **4.1K** |
| Positive reviews | **37.3% of reviews** | 30.3% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 months | **Monthly** |
| Monetization | Free | Free |
| Size | 118 MB | 329 MB |
| Requires iOS | 15.0 | 15.0 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [BMCE Bank](https://appshunter.io/developer/1372730000) | [Crédit Immobilier et Hôtelier](https://appshunter.io/developer/621322896) |

## What reviewers say

### BMCE Direct

[App page](https://appshunter.io/ios/app/bmce-direct/id515211306)

Manage your finances securely and conveniently with this remote banking solution. Access account details, make transfers, pay bills, recharge prepaid cards, and order checkbooks. You can also subscribe to new products, manage your cards, download documents, and contact your advisor.

**Highlights:** Account balance and history consultation, Secure transfers to own and other banks, Bill payment for utilities and more, Prepaid card recharge, Checkbook ordering, Online subscription to banking products, Card personalization and management

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none


### CIH MOBILE

[App page](https://appshunter.io/ios/app/cih-mobile/id664637221)

Manage your bank accounts and perform various financial transactions from anywhere. Check balances, pay bills, transfer funds, manage cards, and track loans and investments. Contact your advisor and locate branches or ATMs.

**Highlights:** Account balance and transaction history, Bill payments and telecom top-ups, Card management (view, activate, block), Fund transfers and transfer history, Loan and insurance product tracking, Checkbook and RIB requests, Branch and ATM locator

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast and easy to use
- 👍 Good banking app
- 🚀 Useful features
- 🚀 Efficient for daily transactions
- 🚀 Convenient for international transfers

**What reviewers complain about**

- 🐛 Bugs and crashes
- 🔍 Outdated design and UI
- 🔍 Compatibility issues with newer devices
- 🔍 Slow performance
- 🔍 Unreliable SMS verification

**Reported bugs**

- Keyboard disappears when trying to enter verification code
- App crashes on launch or during use
- Compatibility issues with iPhone X and newer models
- Inability to add beneficiaries or make transfers
- Unreliable SMS delivery for 2-factor authentication

**Requested features**

- Dark mode option
- Improved transaction history and statements
- Better Arabic language support
- Seamless integration with Apple Pay and other digital wallets
- Ability to order and manage physical cards within the app


## Frequently asked questions

### Is BMCE Direct free?

BMCE Direct is free to download, with no in-app purchases.

### Is CIH MOBILE free?

CIH MOBILE is free to download, with no in-app purchases.

### Which has better reviews, BMCE Direct or CIH MOBILE?

BMCE Direct is rated higher. BMCE Direct averages 4.5 out of 5 from 2.6K ratings, while CIH MOBILE averages 4.0 from 4.1K ratings.

### Do BMCE Direct or CIH MOBILE have ads?

Neither BMCE Direct nor CIH MOBILE shows ads.

### Which is updated more often, BMCE Direct or CIH MOBILE?

BMCE Direct ships an update every 3 months, and CIH MOBILE monthly. Most recently, BMCE Direct was updated on October 29, 2026 and CIH MOBILE on October 29, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*