# 中国农业银行 vs 民生银行

The clearest difference is review sentiment: 民生银行 at 67% against 中国农业银行's 17%. 中国农业银行's advantage is rating (4.7 vs 2.5) and ratings volume (11K vs 97). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

中国农业银行 holds the better App Store score, 4.7 against 2.5. That said, the two scores are not equally well evidenced: 中国农业银行 has 11K ratings behind it against 97, so its average is the more settled of the two. Written reviews complicate that: 17% of 中国农业银行's written reviews are positive against 67% of 民生银行's, so the app with the better star average is not the one people write more warmly about.

中国农业银行 ships an update every 2 months, 民生银行 every 5 weeks. Both last shipped on November 1, 2026.

## The numbers

| Metric | 中国农业银行 | 民生银行 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (11K ratings)](https://appshunter.io/ios/app/id515651240/reviews)** | [2.5 (97 ratings)](https://appshunter.io/ios/app/id523091708/reviews) |
| Number of ratings | **11K** | 97 |
| Positive reviews | 17.3% of reviews | **67.4% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | **Every 5 weeks** |
| Size | 268 MB | 308 MB |
| Requires iOS | 13.0 | 13.0 |
| Devices | iPhone, iPod | **iPhone, iPod, Apple Watch** |
| Age rating | 4+ | 4+ |
| Developer | [中国农业银行](https://appshunter.io/developer/515651243) | [China Minsheng Banking Corp. Ltd.](https://appshunter.io/developer/523091951) |

## What reviewers say

### 中国农业银行

[App page](https://appshunter.io/ios/app/id515651240)

This app provides a range of banking services tailored to different user needs, including rural-focused features, large text display for elderly users, accessibility options, budget tracking, search functionality with voice interaction, and advanced security measures using AI. Users can also participate in various activities like quizzes and shopping discounts. Discover a new way of banking tailored to your needs!

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- ⭐ Convenient features
- 🚀 Fast and efficient
- 👍 User-friendly interface
- 💰 Helpful for financial management

**What reviewers complain about**

- 🐛 Frequent crashes and bugs
- 🔒 Privacy and security concerns
- 🔄 Forced updates and lack of choice
- 🤖 Poor customer service
- 📦 Bloated and resource-intensive

**Reported bugs**

- Inability to log in or access account
- Repeated crashes on launch
- Incorrect account balance display
- Compatibility issues with newer devices

**Requested features**

- Support for English language
- Improved biometric login options
- Streamlined update process
- Better integration with other banking services


### 民生银行

[App page](https://appshunter.io/ios/app/id523091708)

**Features:** Siri integration, Apple Wallet, Apple Watch app, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Convenient mobile banking
- 👍 Comprehensive financial services
- 👍 User-friendly interface
- 👍 Efficient fund transfers
- 👍 Good for wealth management

**What reviewers complain about**

- 👎 Forces VPN closure
- 👎 App crashes with VPN
- 👎 Detects VPN and exits
- 👎 Unusable with proxy
- 👎 Face ID issues

**Reported bugs**

- App crashes when VPN is detected
- App exits when VPN is detected
- App does not work with proxy
- Face ID login is unstable and cannot be enabled
- Face ID login is frozen

**Requested features**

- Allow VPN usage
- Fix Face ID/Face Recognition login
- Allow online modification of reserved mobile number
- Improve UI/UX for asset display
- Restore cross-bank transfer functionality


## Frequently asked questions

### Is 中国农业银行 free?

中国农业银行 is free to download, with no in-app purchases.

### Is 民生银行 free?

民生银行 is free to download, with no in-app purchases.

### Which has better reviews, 中国农业银行 or 民生银行?

中国农业银行 is rated higher. 中国农业银行 averages 4.7 out of 5 from 11K ratings, while 民生银行 averages 2.5 from 97 ratings.

### Do 中国农业银行 or 民生银行 have ads?

Neither 中国农业银行 nor 民生银行 shows ads.

### Which is updated more often, 中国农业银行 or 民生银行?

中国农业银行 ships an update every 2 months, and 民生银行 every 5 weeks. Most recently, 中国农业银行 was updated on November 1, 2026 and 民生银行 on November 1, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*