# 中国农业银行 vs UnionPay APP

The clearest difference is rating: 中国农业银行 at 4.7 against UnionPay APP's 1.9. 中国农业银行 also leads on ratings volume (10K vs 569) and review sentiment (18% vs 8%). UnionPay APP's advantage is update cadence (monthly vs every 2 months). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

中国农业银行 holds the better App Store score, 4.7 against 1.9. That said, the two scores are not equally well evidenced: 中国农业银行 has 10K ratings behind it against 569, so its average is the more settled of the two. Written reviews point the same way: 18% of 中国农业银行's written reviews are positive against 8% of UnionPay APP's.

中国农业银行 ships an update every 2 months, UnionPay APP monthly. The most recent releases landed on September 23, 2026 and September 24, 2026 respectively.

## The numbers

| Metric | 中国农业银行 | UnionPay APP |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (10K ratings)](https://appshunter.io/ios/app/id515651240/reviews)** | [1.9 (569 ratings)](https://appshunter.io/ios/app/unionpay-app/id600273928/reviews) |
| Number of ratings | **10K** | 569 |
| Positive reviews | **17.5% of reviews** | 8.4% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | **Monthly** |
| Monetization | — | Free |
| Size | 268 MB | 224 MB |
| Requires iOS | **13.0** | 13.4 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 17+ |
| Developer | [中国农业银行](https://appshunter.io/developer/515651243) | [中国银联](https://appshunter.io/developer/433602057) |

## What reviewers say

### 中国农业银行

[App page](https://appshunter.io/ios/app/id515651240)

This app provides a range of banking services tailored to different user needs, including rural-focused features, large text display for elderly users, accessibility options, budget tracking, search functionality with voice interaction, and advanced security measures using AI. Users can also participate in various activities like quizzes and shopping discounts. Discover a new way of banking tailored to your needs!

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- ⭐ Convenient features
- 🚀 Fast and efficient
- 👍 User-friendly interface
- 💰 Helpful for financial management

**What reviewers complain about**

- 🐛 Frequent crashes and bugs
- 🔒 Privacy and security concerns
- 🔄 Forced updates and lack of choice
- 🤖 Poor customer service
- 📦 Bloated and resource-intensive

**Reported bugs**

- Inability to log in or access account
- Repeated crashes on launch
- Incorrect account balance display
- Compatibility issues with newer devices

**Requested features**

- Support for English language
- Improved biometric login options
- Streamlined update process
- Better integration with other banking services


### UnionPay APP

[App page](https://appshunter.io/ios/app/unionpay-app/id600273928)

Manage all your bank cards in one place with this integrated mobile payment solution. Securely scan to pay and discover exclusive card discounts and special offers.

**Highlights:** Integrated mobile payment, Comprehensive bank card management, Scan-to-pay feature, Financial-grade security protection, Card discounts and special offers

**Features:** macOS Compatibility, Siri integration, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast payment processing
- 🔒 Secure payment methods
- 👍 Convenient account management

**What reviewers complain about**

- 🐛 Frequent crashes and bugs
- 🤖 Poor user experience design
- 💳 Difficulty binding bank cards
- 🕰️ Slow app performance
- 🔍 Confusing navigation and features

**Reported bugs**

- Unable to receive verification codes
- Face recognition consistently fails
- Inability to change registered phone number
- Unexpected app crashes during transactions

**Requested features**

- Support for international phone numbers
- Add English language option
- Implement Touch/Face ID authentication
- Improve payment flow and error handling


## Frequently asked questions

### Is 中国农业银行 free?

中国农业银行 is free to download, with no in-app purchases.

### Is UnionPay APP free?

UnionPay APP is free to download, with no in-app purchases.

### Which has better reviews, 中国农业银行 or UnionPay APP?

中国农业银行 is rated higher. 中国农业银行 averages 4.7 out of 5 from 10K ratings, while UnionPay APP averages 1.9 from 569 ratings.

### Do 中国农业银行 or UnionPay APP have ads?

Neither 中国农业银行 nor UnionPay APP shows ads.

### Which is updated more often, 中国农业银行 or UnionPay APP?

中国农业银行 ships an update every 2 months, and UnionPay APP monthly. Most recently, 中国农业银行 was updated on September 23, 2026 and UnionPay APP on September 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*