# 中国农业银行 vs 京东金融

The clearest difference is ads: 中国农业银行 at none against 京东金融's shown. 中国农业银行 also leads on rating (4.7 vs 4.4). 京东金融's advantage is update cadence (fortnightly vs every 2 months) and ratings volume (270K vs 11K). On price, review sentiment, in-app purchases and iOS requirement there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

中国农业银行 holds the better App Store score, 4.7 against 4.4. That said, the two scores are not equally well evidenced: 京东金融 has 270K ratings behind it against 11K, so its average is the more settled of the two. Written reviews split almost evenly too, at 17% and 17% positive.

中国农业银行 ships an update every 2 months, 京东金融 fortnightly. Both last shipped on November 7, 2026.

## The numbers

| Metric | 中国农业银行 | 京东金融 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (11K ratings)](https://appshunter.io/ios/app/id515651240/reviews)** | [4.4 (270K ratings)](https://appshunter.io/ios/app/id895682747/reviews) |
| Number of ratings | 11K | **270K** |
| Positive reviews | 17.2% of reviews | 17.2% of reviews |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | Every 2 months | **Fortnightly** |
| Monetization | — | Free with in-app purchases |
| Size | 268 MB | 187 MB |
| Requires iOS | 13.0 | 13.0 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod, Apple Watch** |
| Age rating | 4+ | 17+ |
| Developer | [中国农业银行](https://appshunter.io/developer/515651243) | [Beijing Jingdong Financial Technology Holdings Co., Ltd.](https://appshunter.io/developer/1220352269) |

## What reviewers say

### 中国农业银行

[App page](https://appshunter.io/ios/app/id515651240)

This app provides a range of banking services tailored to different user needs, including rural-focused features, large text display for elderly users, accessibility options, budget tracking, search functionality with voice interaction, and advanced security measures using AI. Users can also participate in various activities like quizzes and shopping discounts. Discover a new way of banking tailored to your needs!

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- ⭐ Convenient features
- 🚀 Fast and efficient
- 👍 User-friendly interface
- 💰 Helpful for financial management

**What reviewers complain about**

- 🐛 Frequent crashes and bugs
- 🔒 Privacy and security concerns
- 🔄 Forced updates and lack of choice
- 🤖 Poor customer service
- 📦 Bloated and resource-intensive

**Reported bugs**

- Inability to log in or access account
- Repeated crashes on launch
- Incorrect account balance display
- Compatibility issues with newer devices

**Requested features**

- Support for English language
- Improved biometric login options
- Streamlined update process
- Better integration with other banking services


### 京东金融

[App page](https://appshunter.io/ios/app/id895682747)

This app offers a comprehensive suite of personal financial services, including wealth management, insurance options, and borrowing solutions. Users can also access lifestyle benefits and discounts.

**Highlights:** Wealth management (funds, gold), Insurance (medical, accident, life), Borrowing services (loans, credit), Lifestyle services and coupons, Food delivery discounts

**Features:** Apple Wallet, Apple Watch app, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Straightforward and easy to use
- 💰 Offers good financial products and services
- 🚀 Efficient and fast transactions

**What reviewers complain about**

- 🤖 Excessive and intrusive notifications
- 💸 High fees and interest rates
- 🔒 Concerns about privacy and data security
- 🐛 Buggy and unreliable app performance
- 🤬 Aggressive and unethical business practices

**Reported bugs**

- Frequent app crashes and freezes
- Login and authentication issues
- Inaccurate or missing account information

**Requested features**

- Improved transparency on fees and interest rates
- Better customer support and responsiveness
- More user-friendly interface and navigation


## Frequently asked questions

### Is 中国农业银行 free?

中国农业银行 is free to download, with no in-app purchases.

### Is 京东金融 free?

京东金融 is free to download, with no in-app purchases.

### Which has better reviews, 中国农业银行 or 京东金融?

中国农业银行 is rated higher. 中国农业银行 averages 4.7 out of 5 from 11K ratings, while 京东金融 averages 4.4 from 270K ratings.

### Do 中国农业银行 or 京东金融 have ads?

京东金融 shows ads; 中国农业银行 does not.

### Which is updated more often, 中国农业银行 or 京东金融?

中国农业银行 ships an update every 2 months, and 京东金融 fortnightly. Most recently, 中国农业银行 was updated on November 7, 2026 and 京东金融 on November 7, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*