# 个人手机银行 vs Cigna & CMB

The clearest difference is rating: 个人手机银行 at 3.5 against Cigna & CMB's 1.8. 个人手机银行 also leads on review sentiment (50% vs 20%) and ratings volume (10K vs 9). Cigna & CMB's advantage is ads (none vs shown). On price, update cadence, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

个人手机银行 holds the better App Store score, 3.5 against 1.8. That said, the two scores are not equally well evidenced: 个人手机银行 has 10K ratings behind it against 9, so its average is the more settled of the two. Written reviews point the same way: 50% of 个人手机银行's written reviews are positive against 20% of Cigna & CMB's.

Both ship on a similar rhythm, roughly monthly. Both last shipped on October 26, 2026.

## The numbers

| Metric | 个人手机银行 | Cigna & CMB |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.5 (10K ratings)](https://appshunter.io/ios/app/id515667501/reviews)** | [1.8 (9 ratings)](https://appshunter.io/ios/app/cigna-and-cmb/id985070086/reviews) |
| Number of ratings | **10K** | 9 |
| Positive reviews | **50.0% of reviews** | 20.0% of reviews |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | Monthly | Monthly |
| Monetization | — | Free |
| Size | 522 MB | 173 MB |
| Requires iOS | 13 | 13.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 12+ | 4+ |
| Developer | [四川省农村信用社](https://appshunter.io/developer/515667504) | [招商信诺人寿保险有限公司](https://appshunter.io/developer/985070085) |

## What reviewers say

### 个人手机银行

[App page](https://appshunter.io/ios/app/id515667501)

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none


### Cigna & CMB

[App page](https://appshunter.io/ios/app/cigna-and-cmb/id985070086)

This app offers online insurance and health management services. It provides smart advice, policy analysis, and personalized health services through innovative technologies like intelligent insurance advisors and health assessments.

**Highlights:** Online insurance services, Health management services, Smart insurance advisor, Policy and coverage analysis, Personalized health services, Family policy management

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is 个人手机银行 free?

个人手机银行 is free to download, with no in-app purchases.

### Is Cigna & CMB free?

Cigna & CMB is free to download, with no in-app purchases.

### Which has better reviews, 个人手机银行 or Cigna & CMB?

个人手机银行 is rated higher. 个人手机银行 averages 3.5 out of 5 from 10K ratings, while Cigna & CMB averages 1.8 from 9 ratings.

### Do 个人手机银行 or Cigna & CMB have ads?

个人手机银行 shows ads; Cigna & CMB does not.

### Which is updated more often, 个人手机银行 or Cigna & CMB?

个人手机银行 ships an update monthly, and Cigna & CMB monthly. Most recently, 个人手机银行 was updated on October 26, 2026 and Cigna & CMB on October 26, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*