# Ibercaja vs LK

The clearest difference is review sentiment: Ibercaja at 67% against LK's 12%. Ibercaja also leads on update cadence (monthly vs every 6 months) and ratings volume (66 vs 1). LK's advantage is rating (5.0 vs 4.8) and iOS requirement (13.0 vs 15.0). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

LK holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: Ibercaja has 66 ratings behind it against 1, so its average is the more settled of the two. Written reviews complicate that: 67% of Ibercaja's written reviews are positive against 12% of LK's, so the app with the better star average is not the one people write more warmly about.

Ibercaja ships an update monthly, LK every 6 months. The most recent releases landed on October 14, 2026 and October 15, 2026 respectively.

## The numbers

| Metric | Ibercaja | LK |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (66 ratings)](https://appshunter.io/ios/app/ibercaja/id515972019/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/lk-pay/id1156470958/reviews)** |
| Number of ratings | **66** | 1 |
| Positive reviews | **66.7% of reviews** | 12.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Monthly** | Every 6 months |
| Monetization | Free | Free |
| Size | 498 MB | 16 MB |
| Requires iOS | 15.0 | **13.0** |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 12+ | 4+ |
| Developer | [Ibercaja](https://appshunter.io/developer/515972022) | [CAJA LABORAL POPULAR COOP DE CREDITO](https://appshunter.io/developer/523573867) |

## What reviewers say

### Ibercaja

[App page](https://appshunter.io/ios/app/ibercaja/id515972019)

Manage your finances with this banking app. Track income and expenses, view investments, and perform transactions. Features include personalized dashboards, spending analysis, and card management.

**Highlights:** Personalized dashboard, Income and expense tracking, Investment management, Card management, Transaction history, Loan simulation and contracting

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


### LK

[App page](https://appshunter.io/ios/app/lk-pay/id1156470958)

Send and receive money instantly and securely between mobile phones for free. No need to ask for bank account numbers. Transactions are facilitated through the Bizum service, which works across different financial institutions.

**Highlights:** Send money instantly, Request money, Secure transactions, No account numbers needed, View transaction history, Manage associated accounts

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Ibercaja free?

Ibercaja is free to download, with no in-app purchases.

### Is LK free?

LK is free to download, with no in-app purchases.

### Which has better reviews, Ibercaja or LK?

LK is rated higher. Ibercaja averages 4.8 out of 5 from 66 ratings, while LK averages 5.0 from 1 ratings.

### Do Ibercaja or LK have ads?

Neither Ibercaja nor LK shows ads.

### Which is updated more often, Ibercaja or LK?

Ibercaja ships an update monthly, and LK every 6 months. Most recently, Ibercaja was updated on October 14, 2026 and LK on October 15, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*