# Ibercaja vs Ruralvía Pay

The clearest difference is review sentiment: Ibercaja at 67% against Ruralvía Pay's 4%. Ibercaja also leads on rating (4.8 vs 3.0) and ratings volume (66 vs 2). Ruralvía Pay's advantage is iOS requirement (12.0 vs 15.0). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Ibercaja holds the better App Store score, 4.8 against 3.0. That said, the two scores are not equally well evidenced: Ibercaja has 66 ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 67% of Ibercaja's written reviews are positive against 4% of Ruralvía Pay's.

Ibercaja ships an update every 4 weeks, Ruralvía Pay every 2 months. The most recent releases landed on November 1, 2026 and November 2, 2026 respectively.

## The numbers

| Metric | Ibercaja | Ruralvía Pay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (66 ratings)](https://appshunter.io/ios/app/ibercaja/id515972019/reviews)** | [3.0 (2 ratings)](https://appshunter.io/ios/app/ruralvia-pay/id1163741761/reviews) |
| Number of ratings | **66** | 2 |
| Positive reviews | **66.7% of reviews** | 3.9% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 4 weeks** | Every 2 months |
| Monetization | Free | Free |
| Size | 498 MB | 29 MB |
| Requires iOS | 15.0 | **12.0** |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 12+ | 4+ |
| Developer | [Ibercaja](https://appshunter.io/developer/515972022) | [Rural Servicios Informáticos](https://appshunter.io/developer/517964248) |

## What reviewers say

### Ibercaja

[App page](https://appshunter.io/ios/app/ibercaja/id515972019)

Manage your finances with this banking app. Track income and expenses, view investments, and perform transactions. Features include personalized dashboards, spending analysis, and card management.

**Highlights:** Personalized dashboard, Income and expense tracking, Investment management, Card management, Transaction history, Loan simulation and contracting

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


### Ruralvía Pay

[App page](https://appshunter.io/ios/app/ruralvia-pay/id1163741761)

Make purchases using your smartphone, eliminating the need for cash or physical cards.  Easily track all your transactions and manage your cards anytime, anywhere for complete financial control.

**Highlights:** Pay with your mobile, No cash or cards needed, Check all transactions, Manage your cards, Real-time control

**In-app purchases:** none


## Frequently asked questions

### Is Ibercaja free?

Ibercaja is free to download, with no in-app purchases.

### Is Ruralvía Pay free?

Ruralvía Pay is free to download, with no in-app purchases.

### Which has better reviews, Ibercaja or Ruralvía Pay?

Ibercaja is rated higher. Ibercaja averages 4.8 out of 5 from 66 ratings, while Ruralvía Pay averages 3.0 from 2 ratings.

### Do Ibercaja or Ruralvía Pay have ads?

Neither Ibercaja nor Ruralvía Pay shows ads.

### Which is updated more often, Ibercaja or Ruralvía Pay?

Ibercaja ships an update every 4 weeks, and Ruralvía Pay every 2 months. Most recently, Ibercaja was updated on November 1, 2026 and Ruralvía Pay on November 2, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*