# JHFCU vs HBM Connect

The clearest difference is rating: HBM Connect at 3.4 against JHFCU's 2.1. JHFCU's advantage is review sentiment (19% vs 0%) and ratings volume (35 vs 5). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

HBM Connect holds the better App Store score, 3.4 against 2.1. That said, the two scores are not equally well evidenced: JHFCU has 35 ratings behind it against 5, so its average is the more settled of the two. Written reviews complicate that: 19% of JHFCU's written reviews are positive against 0% of HBM Connect's, so the app with the better star average is not the one people write more warmly about.

Both ship on a similar rhythm, roughly every 4 months. The most recent releases landed on October 20, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | JHFCU | HBM Connect |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.1 (35 ratings)](https://appshunter.io/ios/app/jhfcu/id518392547/reviews) | **[3.4 (5 ratings)](https://appshunter.io/ios/app/hbm-connect/id1533832292/reviews)** |
| Number of ratings | **35** | 5 |
| Positive reviews | **18.8% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 4 months | Every 4 months |
| Monetization | Free | Free |
| Size | 146 MB | 154 MB |
| Requires iOS | 16.0 | **15.0** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Johns Hopkins Federal Credit Union](https://appshunter.io/developer/518392570) | [Harbor Bank of Maryland](https://appshunter.io/developer/1315069615) |

## What reviewers say

### JHFCU

[App page](https://appshunter.io/ios/app/jhfcu/id518392547)

Manage your accounts with enhanced features like mobile check deposit, card controls to turn cards on/off, and transaction alerts. Earn cash back rewards through Ca$hPerks offers.

**Highlights:** Mobile check deposit, Card controls (on/off), Transaction alerts, Ca$hPerks offers, Deposit history and images, Account management

**Features:** macOS Compatibility, Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 👍 Convenient for basic transactions
- 👍 Works as expected (for some users)
- 👍 Good for checking balances
- 👍 Appreciate real-time updates

**What reviewers complain about**

- 🐛 Frequent crashes
- 🐛 App not opening
- 🐛 Login issues
- 🐛 Offline for extended periods
- 🐛 Poor performance on iPads

**Reported bugs**

- App crashes every time it's opened
- App does not open
- Banking app offline for days
- Cannot check balance or deposit checks
- App crashes when opening

**Requested features**

- Add Zelle or other money transfer options
- Allow viewing all accounts under a single login
- Implement a 'make an appointment' feature
- Add ability to transfer money between associated accounts
- Bring back 'pending' status with dates for checks/deposits


### HBM Connect

[App page](https://appshunter.io/ios/app/hbm-connect/id1533832292)

Manage your finances on the go with this mobile banking app. Check balances, transfer funds between accounts, pay bills, and deposit checks from your device. It's designed for existing Harbor Bank of Maryland online banking customers.

**Highlights:** Check account balances, Search recent transactions, Transfer funds between accounts, Pay and schedule bills, Deposit checks remotely

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is JHFCU free?

JHFCU is free to download, with no in-app purchases.

### Is HBM Connect free?

HBM Connect is free to download, with no in-app purchases.

### Which has better reviews, JHFCU or HBM Connect?

HBM Connect is rated higher. JHFCU averages 2.1 out of 5 from 35 ratings, while HBM Connect averages 3.4 from 5 ratings.

### Do JHFCU or HBM Connect have ads?

Neither JHFCU nor HBM Connect shows ads.

### Which is updated more often, JHFCU or HBM Connect?

JHFCU ships an update every 4 months, and HBM Connect every 4 months. Most recently, JHFCU was updated on October 20, 2026 and HBM Connect on October 24, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*