# Mortgage Calculator Plus vs Dynamic Refi Calculator

The clearest difference is rating: Dynamic Refi Calculator at 4.7 against Mortgage Calculator Plus's 3.2. Dynamic Refi Calculator also leads on in-app purchases (none vs 1) and ads (none vs shown). On price, ratings volume, device support and iOS requirement there is nothing between them.

Both are free to download. Mortgage Calculator Plus sells 1 one-off in-app purchase. Dynamic Refi Calculator asks for nothing beyond the download.

Dynamic Refi Calculator holds the better App Store score, 4.7 against 3.2. Both are backed by a comparable volume of ratings — 12 and 13 respectively. Written reviews point the same way: 50% of Mortgage Calculator Plus's written reviews are positive against 80% of Dynamic Refi Calculator's.

Mortgage Calculator Plus ships an update monthly, Dynamic Refi Calculator every 8 days. The most recent releases landed on November 1, 2026 and November 3, 2026 respectively.

## The numbers

| Metric | Mortgage Calculator Plus | Dynamic Refi Calculator |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.2 (12 ratings)](https://appshunter.io/ios/app/mortgage-calculator-plus/id518394445/reviews) | **[4.7 (13 ratings)](https://appshunter.io/ios/app/dynamic-refi-calculator/id1552813024/reviews)** |
| Number of ratings | 12 | **13** |
| Positive reviews | 50.3% of reviews | **80.0% of reviews** |
| In-app purchases | Yes | **No** |
| Ads | Yes | **No** |
| Update frequency | Monthly | **Every 8 days** |
| Monetization | Free with in-app purchases | **Free** |
| Size | 9 MB | 9 MB |
| Requires iOS | 13.0 | **12.4** |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [AppRebel, Inc.](https://appshunter.io/developer/1227876283) | [James Ko](https://appshunter.io/developer/1478936258) |

## What reviewers say

### Mortgage Calculator Plus

[App page](https://appshunter.io/ios/app/mortgage-calculator-plus/id518394445)

Easily calculate mortgage payments with detailed amortization schedules. This app offers advanced analytics, including interest breakdowns and the ability to save and share calculations. It's designed for anyone looking to understand or plan their mortgage finances.

**Highlights:** Intuitive mortgage calculation, Detailed amortization schedules, Enhanced mortgage analytics, Interest and principal breakdown graphs, Save and email mortgage calculations, Input extra payments, taxes, insurance, PMI, Multi-currency support

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Remove ads | $3.99 | one-time |

**What reviewers like**

- 💻 Great app
- 📊 Excellent visuals
- 🔢 Useful calculations
- ⭐ Favorite app
- 👍 Simple and easy to use

**What reviewers complain about**

- 🐛 Crashes on launch
- 🔍 Difficult to input data
- 🛠️ Buggy after updates
- 🤯 Unusable after changes
- 🙄 Too many features added

**Reported bugs**

- Button to remove ads not working
- Calculations for property tax often incorrect
- Years of data lost
- App keeps crashing on launch

**Requested features**

- Add interest-only option
- Allow entering taxes as fixed amount
- Add ability to sync with existing mortgage balance
- Enable multiple extra payments at different times


### Dynamic Refi Calculator

[App page](https://appshunter.io/ios/app/dynamic-refi-calculator/id1552813024)

This app helps you analyze mortgage refinancing options by providing instant graphs and reports. It calculates APR, interest savings, recoup periods, and loan terms, allowing you to compare strategies and make informed decisions before speaking with lenders.

**Highlights:** Instant APR calculation, Loan term and interest rate analysis, Recoup period calculation, Interactive graphs and reports, Email results for comparison, Adjustable cash-out and fees

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Mortgage Calculator Plus free?

Mortgage Calculator Plus is free to download, with in-app purchases available.

### Is Dynamic Refi Calculator free?

Dynamic Refi Calculator is free to download, with no in-app purchases.

### Which has better reviews, Mortgage Calculator Plus or Dynamic Refi Calculator?

Dynamic Refi Calculator is rated higher. Mortgage Calculator Plus averages 3.2 out of 5 from 12 ratings, while Dynamic Refi Calculator averages 4.7 from 13 ratings.

### Do Mortgage Calculator Plus or Dynamic Refi Calculator have ads?

Mortgage Calculator Plus shows ads; Dynamic Refi Calculator does not.

### Which is updated more often, Mortgage Calculator Plus or Dynamic Refi Calculator?

Mortgage Calculator Plus ships an update monthly, and Dynamic Refi Calculator every 8 days. Most recently, Mortgage Calculator Plus was updated on November 1, 2026 and Dynamic Refi Calculator on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*