# evolve Mobile Banking vs Raiz

The clearest difference is rating: Raiz at 4.9 against evolve Mobile Banking's 2.8. Raiz also leads on update cadence (monthly vs every 10 months) and ratings volume (5.8K vs 39). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Raiz holds the better App Store score, 4.9 against 2.8. That said, the two scores are not equally well evidenced: Raiz has 5.8K ratings behind it against 39, so its average is the more settled of the two. Written reviews point the same way: 38% of evolve Mobile Banking's written reviews are positive against 49% of Raiz's.

evolve Mobile Banking ships an update every 10 months, Raiz monthly. The most recent releases landed on October 23, 2026 and October 22, 2026 respectively.

## The numbers

| Metric | evolve Mobile Banking | Raiz |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.8 (39 ratings)](https://appshunter.io/ios/app/evolve-mobile-banking/id518424549/reviews) | **[4.9 (5.8K ratings)](https://appshunter.io/ios/app/raiz-mobile-banking/id720084936/reviews)** |
| Number of ratings | 39 | **5.8K** |
| Positive reviews | 37.5% of reviews | **48.5% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 10 months | **Monthly** |
| Monetization | Free | Free |
| Size | 33 MB | 232 MB |
| Requires iOS | 16 | 16.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [evolve Federal Credit Union](https://appshunter.io/developer/389658824) | [Raiz Federal Credit Union](https://appshunter.io/developer/720084939) |

## What reviewers say

### evolve Mobile Banking

[App page](https://appshunter.io/ios/app/evolve-mobile-banking/id518424549)

Manage your finances on the go with this mobile banking app. It offers features like investment management, bill pay, person-to-person payments, and secure chat support. Access your accounts, transfer funds, and find ATMs with ease.

**Highlights:** Investment management, Video chat support, Person-to-person payments, Online bill pay, External account management, Fingerprint biometrics, Quick balance check

**Features:** Vision Pro support

**In-app purchases:** none


### Raiz

[App page](https://appshunter.io/ios/app/raiz-mobile-banking/id720084936)

Manage your finances conveniently with this mobile banking application. It offers features like account management, loan applications, credit score viewing, and secure card management. The app also includes budgeting tools and a virtual assistant for financial guidance.

**Highlights:** View credit score, Apply for loans and credit cards, Manage cards and fight fraud, Virtual financial assistant, Savings goals and budgeting tools, Deposit checks via mobile camera, Member-to-member transfers

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Easy to use
- 👍 User-friendly interface
- 💡 Integrated Zelle functionality
- 🚀 Fast and responsive
- 👍 Convenient account management

**What reviewers complain about**

- 🐛 Frequent crashes and glitches
- 🐛 Unreliable Zelle integration
- 🐛 Difficulty accessing accounts
- 🔒 Security and login issues
- 👎 Poor customer service

**Reported bugs**

- Repeated sign-outs and login issues
- Inability to access accounts and view balances
- Zelle verification failures and disconnections
- Freezing and crashing during app usage

**Requested features**

- Improve Zelle integration
- Enhance account visibility and transaction history
- Implement more robust security features
- Provide better customer support options


## Frequently asked questions

### Is evolve Mobile Banking free?

evolve Mobile Banking is free to download, with no in-app purchases.

### Is Raiz free?

Raiz is free to download, with no in-app purchases.

### Which has better reviews, evolve Mobile Banking or Raiz?

Raiz is rated higher. evolve Mobile Banking averages 2.8 out of 5 from 39 ratings, while Raiz averages 4.9 from 5.8K ratings.

### Do evolve Mobile Banking or Raiz have ads?

Neither evolve Mobile Banking nor Raiz shows ads.

### Which is updated more often, evolve Mobile Banking or Raiz?

evolve Mobile Banking ships an update every 10 months, and Raiz monthly. Most recently, evolve Mobile Banking was updated on October 23, 2026 and Raiz on October 22, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*
