# bct+ vs Chong Hing Mobile Banking

The clearest difference is rating: Chong Hing Mobile Banking at 2.7 against bct+'s 2.3. bct+'s advantage is review sentiment (33% vs 10%) and iOS requirement (11.0 vs 14.0). On price, ratings volume, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Chong Hing Mobile Banking holds the better App Store score, 2.7 against 2.3. Both are backed by a comparable volume of ratings — 3 and 3 respectively. Written reviews complicate that: 33% of bct+'s written reviews are positive against 10% of Chong Hing Mobile Banking's, so the app with the better star average is not the one people write more warmly about.

bct+ ships an update every 5 weeks, Chong Hing Mobile Banking every 3 weeks. The most recent releases landed on June 21, 2026 and September 22, 2026 respectively.

## The numbers

| Metric | bct+ | Chong Hing Mobile Banking |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.3 (3 ratings)](https://appshunter.io/ios/app/bct-plus/id518975841/reviews) | **[2.7 (3 ratings)](https://appshunter.io/ios/app/chong-hing-mobile-banking/id1373152885/reviews)** |
| Number of ratings | 3 | 3 |
| Positive reviews | **33.3% of reviews** | 9.8% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 5 weeks | **Every 3 weeks** |
| Monetization | Free | Free |
| Size | 101 MB | 179 MB |
| Requires iOS | **11.0** | 14.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 17+ | 4+ |
| Developer | [Bank Consortium Trust Company Ltd.](https://appshunter.io/developer/374831763) | [Chong Hing Bank Limited](https://appshunter.io/developer/474701102) |

## What reviewers say

### bct+

[App page](https://appshunter.io/ios/app/bct-plus/id518975841)

Manage your MPF investments with an intelligent mobile experience. Explore various MPF investment strategies to plan for your ideal retirement, all within a single application.

**Highlights:** Intelligent MPF management, Explore investment strategies, Retirement planning tools, Single application access

**In-app purchases:** none


### Chong Hing Mobile Banking

[App page](https://appshunter.io/ios/app/chong-hing-mobile-banking/id1373152885)

Manage your finances with an upgraded mobile banking experience. This app offers a simplified interface, remote account opening, and enhanced features for transfers, bill payments, and foreign currency exchange.

**Highlights:** Updated interface design with search, Remote account opening, Internet Banking activation with credit card, View credit card balance, Enhanced transfer services with payee registration, Bill payment services with scheduled payments, Foreign currency exchange and fixed deposit

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is bct+ free?

bct+ is free to download, with no in-app purchases.

### Is Chong Hing Mobile Banking free?

Chong Hing Mobile Banking is free to download, with no in-app purchases.

### Which has better reviews, bct+ or Chong Hing Mobile Banking?

Chong Hing Mobile Banking is rated higher. bct+ averages 2.3 out of 5 from 3 ratings, while Chong Hing Mobile Banking averages 2.7 from 3 ratings.

### Do bct+ or Chong Hing Mobile Banking have ads?

Neither bct+ nor Chong Hing Mobile Banking shows ads.

### Which is updated more often, bct+ or Chong Hing Mobile Banking?

bct+ ships an update every 5 weeks, and Chong Hing Mobile Banking every 3 weeks. Most recently, bct+ was updated on June 21, 2026 and Chong Hing Mobile Banking on September 22, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*