# bct+ vs Blue Cross HK

The clearest difference is rating: bct+ at 2.3 against Blue Cross HK's 1.5. bct+ also leads on review sentiment (33% vs 13%) and iOS requirement (11.0 vs 17.0). Blue Cross HK's advantage is update cadence (fortnightly vs every 5 weeks). On price, ratings volume, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

bct+ holds the better App Store score, 2.3 against 1.5. Both are backed by a comparable volume of ratings — 3 and 2 respectively. Written reviews point the same way: 33% of bct+'s written reviews are positive against 13% of Blue Cross HK's.

bct+ ships an update every 5 weeks, Blue Cross HK fortnightly. The most recent releases landed on October 13, 2026 and October 23, 2026 respectively.

## The numbers

| Metric | bct+ | Blue Cross HK |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[2.3 (3 ratings)](https://appshunter.io/ios/app/bct-plus/id518975841/reviews)** | [1.5 (2 ratings)](https://appshunter.io/ios/app/blue-cross-hk/id1441274976/reviews) |
| Number of ratings | **3** | 2 |
| Positive reviews | **33.3% of reviews** | 13.5% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 5 weeks | **Fortnightly** |
| Monetization | Free | Free |
| Size | 101 MB | 114 MB |
| Requires iOS | **11.0** | 17.0 |
| Devices | **iPhone, iPod** | iPhone |
| Age rating | 17+ | 4+ |
| Developer | [Bank Consortium Trust Company Ltd.](https://appshunter.io/developer/374831763) | [Blue Cross (Asia-Pacific) Insurance Limited 藍十字 (亞太) 保險有限公司](https://appshunter.io/developer/548597868) |

## What reviewers say

### bct+

[App page](https://appshunter.io/ios/app/bct-plus/id518975841)

Manage your MPF investments with an intelligent mobile experience. Explore various MPF investment strategies to plan for your ideal retirement, all within a single application.

**Highlights:** Intelligent MPF management, Explore investment strategies, Retirement planning tools, Single application access

**In-app purchases:** none


### Blue Cross HK

[App page](https://appshunter.io/ios/app/blue-cross-hk/id1441274976)

Manage your medical insurance policies, submit claims, and access rewards digitally. This app provides a comprehensive platform for policy management, doctor searches, and instant insurance enrollment.

**Highlights:** Policy management, Claims submission and tracking, Network doctor search, e-Medical card access, Rewards management, Instant insurance enrollment

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is bct+ free?

bct+ is free to download, with no in-app purchases.

### Is Blue Cross HK free?

Blue Cross HK is free to download, with no in-app purchases.

### Which has better reviews, bct+ or Blue Cross HK?

bct+ is rated higher. bct+ averages 2.3 out of 5 from 3 ratings, while Blue Cross HK averages 1.5 from 2 ratings.

### Do bct+ or Blue Cross HK have ads?

Neither bct+ nor Blue Cross HK shows ads.

### Which is updated more often, bct+ or Blue Cross HK?

bct+ ships an update every 5 weeks, and Blue Cross HK fortnightly. Most recently, bct+ was updated on October 13, 2026 and Blue Cross HK on October 23, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*