# bct+ vs 繳費靈手機服務 PPS on Mobile

The clearest difference is review sentiment: bct+ at 33% against 繳費靈手機服務 PPS on Mobile's 8%. bct+ also leads on iOS requirement (11.0 vs 14.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

bct+ ships an update every 5 weeks, 繳費靈手機服務 PPS on Mobile every 2 months. Both last shipped on October 13, 2026.

## The numbers

| Metric | bct+ | 繳費靈手機服務 PPS on Mobile |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[2.3 (3 ratings)](https://appshunter.io/ios/app/bct-plus/id518975841/reviews)** | — |
| Number of ratings | **3** | — |
| Positive reviews | **33.3% of reviews** | 7.7% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 5 weeks** | Every 2 months |
| Monetization | Free | Free |
| Size | 101 MB | 32 MB |
| Requires iOS | **11.0** | 14.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 17+ | 4+ |
| Developer | [Bank Consortium Trust Company Ltd.](https://appshunter.io/developer/374831763) | [EPS Company Hong Kong Limited](https://appshunter.io/developer/425645422) |

## What reviewers say

### bct+

[App page](https://appshunter.io/ios/app/bct-plus/id518975841)

Manage your MPF investments with an intelligent mobile experience. Explore various MPF investment strategies to plan for your ideal retirement, all within a single application.

**Highlights:** Intelligent MPF management, Explore investment strategies, Retirement planning tools, Single application access

**In-app purchases:** none


### 繳費靈手機服務 PPS on Mobile

[App page](https://appshunter.io/ios/app/pps-on-mobile/id563163623)

This app provides a simple and convenient platform for users in Hong Kong to pay over 900 different types of bills from their mobile devices. It allows for easy bill registration, payment, and access to transaction history, along with features to find nearby payment terminals and discover promotions.

**Highlights:** Pay bills from over 900 merchants, Register new bills across 30+ categories, View merchant lists by code, name, or category, Enquire payment history for the last 60 days, Discover latest promotions, Search for nearest PPS registration terminals

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Quite convenient, easy to use

**What reviewers complain about**

- 🐛 Super stupid interface, no user friendly at all
- 🐛 Not user friendly, always prompting to update
- 🐛 Cannot log in, keep showing internet error
- 🐛 Cannot open after upgraded to iOS16
- 🐛 Cannot login, keep loading

**Reported bugs**

- Cannot log in
- Keeps showing internet error
- Cannot open after iOS16 update
- Keeps loading, app doesn't work
- Frequent crashes and reinstalls required

**Requested features**

- 💡 Face/finger print recognition
- 💡 Biometric authorization
- 💡 App name change to PPSHK or PPS Mobile
- 💡 Improve screen resolution and functionality
- 💡 Support Face ID/Touch ID for login


## Frequently asked questions

### Is bct+ free?

bct+ is free to download, with no in-app purchases.

### Is 繳費靈手機服務 PPS on Mobile free?

繳費靈手機服務 PPS on Mobile is free to download, with no in-app purchases.

### Do bct+ or 繳費靈手機服務 PPS on Mobile have ads?

Neither bct+ nor 繳費靈手機服務 PPS on Mobile shows ads.

### Which is updated more often, bct+ or 繳費靈手機服務 PPS on Mobile?

bct+ ships an update every 5 weeks, and 繳費靈手機服務 PPS on Mobile every 2 months. Most recently, bct+ was updated on October 13, 2026 and 繳費靈手機服務 PPS on Mobile on October 13, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*