# bct+ vs Fubon+ HK

The clearest difference is review sentiment: Fubon+ HK at 67% against bct+'s 33%. bct+'s advantage is rating (2.3 vs 2.0) and monetization model (free vs ad-supported). On price, ratings volume, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

bct+ holds the better App Store score, 2.3 against 2.0. Both are backed by a comparable volume of ratings — 3 and 4 respectively. Written reviews complicate that: 33% of bct+'s written reviews are positive against 67% of Fubon+ HK's, so the app with the better star average is not the one people write more warmly about.

bct+ ships an update every 5 weeks, Fubon+ HK every 3 weeks. The most recent releases landed on June 21, 2026 and September 24, 2026 respectively.

## The numbers

| Metric | bct+ | Fubon+ HK |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[2.3 (3 ratings)](https://appshunter.io/ios/app/bct-plus/id518975841/reviews)** | [2.0 (4 ratings)](https://appshunter.io/ios/app/fubon-plus-hk/id6444844009/reviews) |
| Number of ratings | 3 | **4** |
| Positive reviews | 33.3% of reviews | **66.7% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 5 weeks | **Every 3 weeks** |
| Monetization | **Free** | Ad-supported |
| Size | 101 MB | 143 MB |
| Requires iOS | **11.0** | 14.0 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 17+ | 4+ |
| Developer | [Bank Consortium Trust Company Ltd.](https://appshunter.io/developer/374831763) | [Fubon Bank (Hong Kong) Limited](https://appshunter.io/developer/1041368052) |

## What reviewers say

### bct+

[App page](https://appshunter.io/ios/app/bct-plus/id518975841)

Manage your MPF investments with an intelligent mobile experience. Explore various MPF investment strategies to plan for your ideal retirement, all within a single application.

**Highlights:** Intelligent MPF management, Explore investment strategies, Retirement planning tools, Single application access

**In-app purchases:** none


### Fubon+ HK

[App page](https://appshunter.io/ios/app/fubon-plus-hk/id6444844009)

This mobile banking app offers a personalized and secure experience for personal customers. Manage your finances with customizable interfaces, view account details, and perform instant payments and transfers. Security features include mobile security keys and biometric authentication.

**Highlights:** Customizable account interface, Account balance and status overview, Online e-Statement service, Instant payments and transfers, QR code payments, Mobile security key service, Biometric authentication

**Features:** Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is bct+ free?

bct+ is free to download, with no in-app purchases.

### Is Fubon+ HK free?

Fubon+ HK is free to download, with no in-app purchases.

### Which has better reviews, bct+ or Fubon+ HK?

bct+ is rated higher. bct+ averages 2.3 out of 5 from 3 ratings, while Fubon+ HK averages 2.0 from 4 ratings.

### Do bct+ or Fubon+ HK have ads?

Neither bct+ nor Fubon+ HK shows ads.

### Which is updated more often, bct+ or Fubon+ HK?

bct+ ships an update every 5 weeks, and Fubon+ HK every 3 weeks. Most recently, bct+ was updated on June 21, 2026 and Fubon+ HK on September 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*