# bct+ vs 记账2

The clearest difference is update cadence: bct+ at every 5 weeks against 记账2's every 6 months. bct+ also leads on iOS requirement (11.0 vs 18.4). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

bct+ ships an update every 5 weeks, 记账2 every 6 months. The most recent releases landed on September 27, 2026 and October 1, 2026 respectively.

## The numbers

| Metric | bct+ | 记账2 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[2.3 (3 ratings)](https://appshunter.io/ios/app/bct-plus/id518975841/reviews)** | — |
| Number of ratings | **3** | — |
| Positive reviews | 33.3% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 5 weeks** | Every 6 months |
| Monetization | Free | — |
| Size | 101 MB | 16 MB |
| Requires iOS | **11.0** | 18.4 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 17+ | 4+ |
| Developer | [Bank Consortium Trust Company Ltd.](https://appshunter.io/developer/374831763) | [伟 付](https://appshunter.io/developer/1804140914) |

## What reviewers say

### bct+

[App page](https://appshunter.io/ios/app/bct-plus/id518975841)

Manage your MPF investments with an intelligent mobile experience. Explore various MPF investment strategies to plan for your ideal retirement, all within a single application.

**Highlights:** Intelligent MPF management, Explore investment strategies, Retirement planning tools, Single application access

**In-app purchases:** none


### 记账2

[App page](https://appshunter.io/ios/app/2/id6748370595)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is bct+ free?

bct+ is free to download, with no in-app purchases.

### Is 记账2 free?

记账2 is free to download, with no in-app purchases.

### Do bct+ or 记账2 have ads?

Neither bct+ nor 记账2 shows ads.

### Which is updated more often, bct+ or 记账2?

bct+ ships an update every 5 weeks, and 记账2 every 6 months. Most recently, bct+ was updated on September 27, 2026 and 记账2 on October 1, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*