# bct+ vs SpendWise

The clearest difference is in-app purchases: bct+ at none against SpendWise's 2. bct+ also leads on iOS requirement (11.0 vs 17.6). On price, ads and device support there is nothing between them.

Both are free to download. SpendWise sells 2 in-app purchases, starting at $2.99 per month. bct+ asks for nothing beyond the download.

## The numbers

| Metric | bct+ | SpendWise |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[2.3 (3 ratings)](https://appshunter.io/ios/app/bct-plus/id518975841/reviews)** | — |
| Number of ratings | **3** | — |
| Positive reviews | 33.3% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 5 weeks | — |
| Monetization | Free | — |
| Size | 101 MB | 13 MB |
| Requires iOS | **11.0** | 17.6 |
| Devices | **iPhone, iPod** | iPhone |
| Age rating | 17+ | 4+ |
| Developer | [Bank Consortium Trust Company Ltd.](https://appshunter.io/developer/374831763) | [Ahmad Tariq](https://appshunter.io/developer/1842548017) |

## What reviewers say

### bct+

[App page](https://appshunter.io/ios/app/bct-plus/id518975841)

Manage your MPF investments with an intelligent mobile experience. Explore various MPF investment strategies to plan for your ideal retirement, all within a single application.

**Highlights:** Intelligent MPF management, Explore investment strategies, Retirement planning tools, Single application access

**In-app purchases:** none


### SpendWise

[App page](https://appshunter.io/ios/app/spendwise-budgets-and-cards/id6756066717)

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| SpendWise Pro (Monthly) | $2.99 | per month |
| SpendWise Pro (Yearly) | $19.99 | per year |


## Frequently asked questions

### Is bct+ free?

bct+ is free to download, with no in-app purchases.

### Is SpendWise free?

SpendWise is free to download, with in-app purchases available.

### Do bct+ or SpendWise have ads?

Neither bct+ nor SpendWise shows ads.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*