# bct+ vs 積金局電子服務 (MPFA eService)

The clearest difference is review sentiment: bct+ at 33% against 積金局電子服務 (MPFA eService)'s 0%. bct+ also leads on update cadence (every 5 weeks vs every 6 months) and iOS requirement (11.0 vs 15.1). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

bct+ ships an update every 5 weeks, 積金局電子服務 (MPFA eService) every 6 months. The most recent releases landed on June 21, 2026 and September 10, 2026 respectively.

## The numbers

| Metric | bct+ | 積金局電子服務 (MPFA eService) |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[2.3 (3 ratings)](https://appshunter.io/ios/app/bct-plus/id518975841/reviews)** | — |
| Number of ratings | **3** | — |
| Positive reviews | **33.3% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 5 weeks** | Every 6 months |
| Monetization | Free | Free |
| Size | 101 MB | 24 MB |
| Requires iOS | **11.0** | 15.1 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 17+ | 4+ |
| Developer | [Bank Consortium Trust Company Ltd.](https://appshunter.io/developer/374831763) | [MPFA](https://appshunter.io/developer/550060359) |

## What reviewers say

### bct+

[App page](https://appshunter.io/ios/app/bct-plus/id518975841)

Manage your MPF investments with an intelligent mobile experience. Explore various MPF investment strategies to plan for your ideal retirement, all within a single application.

**Highlights:** Intelligent MPF management, Explore investment strategies, Retirement planning tools, Single application access

**In-app purchases:** none


### 積金局電子服務 (MPFA eService)

[App page](https://appshunter.io/ios/app/mpfa-eservice/id792319064)

This app allows registered intermediaries to manage their registration details, submit annual returns, and pay fees. It also facilitates reporting changes and accessing important notices from the MPFA.

**Highlights:** View registration information, Submit annual returns, Pay application and annual fees, Report changes to particulars, Retrieve MPFA notices and circulars

**In-app purchases:** none


## Frequently asked questions

### Is bct+ free?

bct+ is free to download, with no in-app purchases.

### Is 積金局電子服務 (MPFA eService) free?

積金局電子服務 (MPFA eService) is free to download, with no in-app purchases.

### Do bct+ or 積金局電子服務 (MPFA eService) have ads?

Neither bct+ nor 積金局電子服務 (MPFA eService) shows ads.

### Which is updated more often, bct+ or 積金局電子服務 (MPFA eService)?

bct+ ships an update every 5 weeks, and 積金局電子服務 (MPFA eService) every 6 months. Most recently, bct+ was updated on June 21, 2026 and 積金局電子服務 (MPFA eService) on September 10, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*