# Pay Timer Lite vs Money Clock

The clearest difference is rating: Money Clock at 5.0 against Pay Timer Lite's 2.4. Money Clock also leads on update cadence (monthly vs every 12 months) and monetization model (ad-supported vs free with in-app purchases). Pay Timer Lite's advantage is ads (none vs shown) and iOS requirement (11.0 vs 13.0). On price, ratings volume, in-app purchases and device support there is nothing between them.

Both are free to download. Pay Timer Lite sells 1 one-off in-app purchase and Money Clock sells 1 in-app purchase, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.

Money Clock holds the better App Store score, 5.0 against 2.4. Both are backed by a comparable volume of ratings — 10 and 4 respectively.

Pay Timer Lite ships an update every 12 months, Money Clock monthly. The most recent releases landed on October 9, 2026 and September 14, 2026 respectively.

## The numbers

| Metric | Pay Timer Lite | Money Clock |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.4 (10 ratings)](https://appshunter.io/ios/app/pay-timer-lite/id519094052/reviews) | **[5.0 (4 ratings)](https://appshunter.io/ios/app/money-clock-pay-tracker/id6745183612/reviews)** |
| Number of ratings | **10** | 4 |
| Positive reviews | 30.8% of reviews | — |
| In-app purchases | Yes | Yes |
| Ads | **No** | Yes |
| Update frequency | Every 12 months | **Monthly** |
| Monetization | Free with in-app purchases | **Ad-supported** |
| Size | 5 MB | 188 MB |
| Requires iOS | **11.0** | 13.0 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Piet Jonas](https://appshunter.io/developer/288060167) | [Urban Plugged](https://appshunter.io/developer/1646065828) |

## What reviewers say

### Pay Timer Lite

[App page](https://appshunter.io/ios/app/pay-timer-lite/id519094052)

Track your work hours and automatically calculate your pay. The timer continues to run in the background, allowing you to close the app. Easily back up your earnings history by emailing it to yourself.

**Highlights:** Work time tracking, Automatic earnings calculation, Background timer operation, Local data history, Email backup of calculations

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Pay Timer Upgrade | $0.99 | one-time |


### Money Clock

[App page](https://appshunter.io/ios/app/money-clock-pay-tracker/id6745183612)

Visualize your income in real-time as it grows second by second. This app helps you track earnings, calculate payments instantly, and stay motivated by watching your progress. It's ideal for anyone who wants a clear overview of their financial flow.

**Highlights:** Real-time income tracking, Instant pay calculation, Customizable rates and payments, Motivational progress visualization, Payment tracking for money owed, Earnings notifications

**Features:** macOS Compatibility

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| MoneyClock Premium | $1.99 | per month |


## Frequently asked questions

### Is Pay Timer Lite free?

Pay Timer Lite is free to download, with in-app purchases available.

### Is Money Clock free?

Money Clock is free to download, with in-app purchases available.

### Which has better reviews, Pay Timer Lite or Money Clock?

Money Clock is rated higher. Pay Timer Lite averages 2.4 out of 5 from 10 ratings, while Money Clock averages 5.0 from 4 ratings.

### Do Pay Timer Lite or Money Clock have ads?

Money Clock shows ads; Pay Timer Lite does not.

### Which is updated more often, Pay Timer Lite or Money Clock?

Pay Timer Lite ships an update every 12 months, and Money Clock monthly. Most recently, Pay Timer Lite was updated on October 9, 2026 and Money Clock on September 14, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*