# SettleAssist vs Xactimate

The clearest difference is rating: Xactimate at 4.6 against SettleAssist's 3.8. Xactimate also leads on ratings volume (8.2K vs 276) and update cadence (fortnightly vs every 6 weeks). SettleAssist's advantage is iOS requirement (14.0 vs 18.0). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Xactimate holds the better App Store score, 4.6 against 3.8. That said, the two scores are not equally well evidenced: Xactimate has 8.2K ratings behind it against 276, so its average is the more settled of the two. Written reviews point the same way: 37% of SettleAssist's written reviews are positive against 50% of Xactimate's.

SettleAssist ships an update every 6 weeks, Xactimate fortnightly. The most recent releases landed on September 9, 2026 and September 24, 2026 respectively.

## The numbers

| Metric | SettleAssist | Xactimate |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.8 (276 ratings)](https://appshunter.io/ios/app/settleassist/id519332415/reviews) | **[4.6 (8.2K ratings)](https://appshunter.io/ios/app/xactimate/id598636037/reviews)** |
| Number of ratings | 276 | **8.2K** |
| Positive reviews | 36.6% of reviews | **49.6% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 6 weeks | **Fortnightly** |
| Monetization | Free | Free |
| Size | 64 MB | 380 MB |
| Requires iOS | **14.0** | 18.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Accurence](https://appshunter.io/developer/519332418) | [Xactware Solutions, Inc.](https://appshunter.io/developer/424221977) |

## What reviewers say

### SettleAssist

[App page](https://appshunter.io/ios/app/settleassist/id519332415)

This application streamlines the inspection of residential exteriors for hail or wind damage. It provides support for both SettleAssist and ScopeAssist products, simplifying the damage assessment process.

**Highlights:** Exterior home inspection, Hail damage assessment, Wind damage assessment, Supports SettleAssist, Supports ScopeAssist

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Great photo features
- 👍 Seamless referral sending
- 👍 Friendly customer service
- 👍 Guides through process
- 👍 Efficient photo loading

**What reviewers complain about**

- 🐛 Slow performance
- 🐛 Unintuitive interface
- 🐛 Login issues repeatedly
- 🐛 Makes adjusting worse
- 🐛 Slows everything down

**Reported bugs**

- Forgets login repeatedly
- Errors during setup and use
- No resend function for failed claims
- Delays in photo processing
- App adds pain line items for everything

**Requested features**

- FaceID/Biometric login
- "Apply to all elevations" option for guttering
- Improve password management (allow reuse, no forced resets)
- Offline functionality
- Improve photo quality


### Xactimate

[App page](https://appshunter.io/ios/app/xactimate/id598636037)

Create comprehensive property damage estimates directly on your mobile device. This app integrates seamlessly with online and desktop versions, allowing professionals to build estimates from start to finish in the field.

**Highlights:** Build estimates on iOS device, Seamless cross-platform integration, Field estimating, Integrates with Xactware products, Online and desktop sync

**In-app purchases:** none

**What reviewers like**

- 🚀 Time saver
- 🚀 Efficient estimating
- 🚀 Useful mobile features
- 👍 Intuitive interface
- 👍 Great for adjusters

**What reviewers complain about**

- 🐛 Crashes frequently
- 🐛 Buggy and glitchy
- 🐛 Unreliable syncing
- 🐛 Slow performance
- 🔋 High battery consumption

**Reported bugs**

- Login issues
- Sketch mode problems
- Measurement inaccuracies
- Compatibility issues with newer devices
- Data loss when using the app

**Requested features**

- Add PDF export option
- Improve photo management
- Enhance sketching tools
- Integrate desktop and mobile versions
- Add keyboard shortcuts


## Frequently asked questions

### Is SettleAssist free?

SettleAssist is free to download, with no in-app purchases.

### Is Xactimate free?

Xactimate is free to download, with no in-app purchases.

### Which has better reviews, SettleAssist or Xactimate?

Xactimate is rated higher. SettleAssist averages 3.8 out of 5 from 276 ratings, while Xactimate averages 4.6 from 8.2K ratings.

### Do SettleAssist or Xactimate have ads?

Neither SettleAssist nor Xactimate shows ads.

### Which is updated more often, SettleAssist or Xactimate?

SettleAssist ships an update every 6 weeks, and Xactimate fortnightly. Most recently, SettleAssist was updated on September 9, 2026 and Xactimate on September 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*