# 翼支付 vs 网商银行

The clearest difference is rating: 翼支付 at 3.5 against 网商银行's 2.5. 翼支付 also leads on ratings volume (27K vs 46). 网商银行's advantage is ads (none vs shown) and review sentiment (65% vs 38%). On price, update cadence, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

翼支付 holds the better App Store score, 3.5 against 2.5. That said, the two scores are not equally well evidenced: 翼支付 has 27K ratings behind it against 46, so its average is the more settled of the two. Written reviews complicate that: 38% of 翼支付's written reviews are positive against 65% of 网商银行's, so the app with the better star average is not the one people write more warmly about.

翼支付 ships an update monthly, 网商银行 every 2 weeks. The most recent releases landed on November 5, 2026 and November 1, 2026 respectively.

## The numbers

| Metric | 翼支付 | 网商银行 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.5 (27K ratings)](https://appshunter.io/ios/app/id519952689/reviews)** | [2.5 (46 ratings)](https://appshunter.io/ios/app/id1012867463/reviews) |
| Number of ratings | **27K** | 46 |
| Positive reviews | 37.7% of reviews | **64.9% of reviews** |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | Monthly | **Every 2 weeks** |
| Monetization | — | Free |
| Size | 312 MB | 227 MB |
| Requires iOS | 13.0 | 13 |
| Devices | **iPhone, iPod, Apple Watch** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [E-surfing Pay Co.,Ltd.](https://appshunter.io/developer/519952692) | [Zhejiang E-Commerce Bank Co.Ltd](https://appshunter.io/developer/1012867462) |

## What reviewers say

### 翼支付

[App page](https://appshunter.io/ios/app/id519952689)

**Features:** Apple Watch app, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 💰 Good discounts and offers
- 💳 Convenient for bill payments
- 🛒 Supports various e-commerce platforms
- 👍 Useful for campus card top-ups
- 🎁 Frequent promotions and cashback

**What reviewers complain about**

- 😠 Annoying pop-up ads
- 📱 Inconvenient custom keyboard
- 🔒 Privacy concerns (data collection)
- 💩 Generally poor user experience
- 💸 Unnecessary or useless benefits offered

**Reported bugs**

- App crashes frequently (15.1 system)
- App crashes constantly
- App cannot be opened
- App freezes on login screen
- App freezes when using customer service interface

**Requested features**

- Optimize app size and performance
- Upgrade connection protocols to TLS1.3
- Allow system keyboard usage
- Improve login logic (face ID > fingerprint > gesture)
- Support fingerprint login


### 网商银行

[App page](https://appshunter.io/ios/app/id1012867463)

This internet bank offers efficient and convenient financial services to support the real economy and practice inclusive finance. It aims to be a pioneer in internet banking and a practitioner of financial inclusion.

**Highlights:** Loans, Wealth Management, Bank Deposits, Inclusive Finance, Efficient Financial Services

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is 翼支付 free?

翼支付 is free to download, with no in-app purchases.

### Is 网商银行 free?

网商银行 is free to download, with no in-app purchases.

### Which has better reviews, 翼支付 or 网商银行?

翼支付 is rated higher. 翼支付 averages 3.5 out of 5 from 27K ratings, while 网商银行 averages 2.5 from 46 ratings.

### Do 翼支付 or 网商银行 have ads?

翼支付 shows ads; 网商银行 does not.

### Which is updated more often, 翼支付 or 网商银行?

翼支付 ships an update monthly, and 网商银行 every 2 weeks. Most recently, 翼支付 was updated on November 5, 2026 and 网商银行 on November 1, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*