# 翼支付 vs 奇富借条(原360借条)

The clearest difference is rating: 奇富借条(原360借条) at 4.9 against 翼支付's 3.5. 奇富借条(原360借条) also leads on ads (none vs shown) and ratings volume (2.8M vs 27K). On price, update cadence, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

奇富借条(原360借条) holds the better App Store score, 4.9 against 3.5. That said, the two scores are not equally well evidenced: 奇富借条(原360借条) has 2.8M ratings behind it against 27K, so its average is the more settled of the two. Written reviews point the same way: 38% of 翼支付's written reviews are positive against 58% of 奇富借条(原360借条)'s.

翼支付 ships an update every 4 weeks, 奇富借条(原360借条) fortnightly. Both last shipped on September 27, 2026.

## The numbers

| Metric | 翼支付 | 奇富借条(原360借条) |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.5 (27K ratings)](https://appshunter.io/ios/app/id519952689/reviews) | **[4.9 (2.8M ratings)](https://appshunter.io/ios/app/360/id1178856715/reviews)** |
| Number of ratings | 27K | **2.8M** |
| Positive reviews | 37.7% of reviews | **57.6% of reviews** |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | Every 4 weeks | **Fortnightly** |
| Monetization | — | Free with in-app purchases |
| Size | 337 MB | 95 MB |
| Requires iOS | **12.0** | 13.0 |
| Devices | **iPhone, iPod, Apple Watch** | iPhone, iPod |
| Age rating | 4+ | 17+ |
| Developer | [E-surfing Pay Co.,Ltd.](https://appshunter.io/developer/519952692) | [Fuzhou Qifu Online Microcredit Co., Ltd](https://appshunter.io/developer/1273977632) |

## What reviewers say

### 翼支付

[App page](https://appshunter.io/ios/app/id519952689)

**Features:** Apple Watch app, Vision Pro support

**In-app purchases:** none


### 奇富借条(原360借条)

[App page](https://appshunter.io/ios/app/360/id1178856715)

This app provides mobile credit loans with high limits and transparent fees. It offers flexible repayment options, a fully online application process with facial recognition, and secure borrowing. New users can benefit from an interest-free offer.

**Highlights:** High loan limits up to 200,000 yuan, Transparent interest and fees, Flexible repayment options (3, 6, 12, 24 months), Fully online application with facial recognition, Secure borrowing with advanced technology, New user interest-free gift package

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast and efficient
- 💳 Convenient for financial needs
- 👍 Simple and user-friendly
- 🙏 Helpful in emergencies

**What reviewers complain about**

- 🐛 Crashes and freezes
- 💰 High interest rates
- 🔒 Privacy and security concerns
- 📞 Aggressive marketing and constant calls

**Reported bugs**

- Unreliable loan disbursement
- Difficulties with account cancellation

**Requested features**

- Improve approval rate
- Provide more transparent pricing
- Offer better customer support


## Frequently asked questions

### Is 翼支付 free?

翼支付 is free to download, with no in-app purchases.

### Is 奇富借条(原360借条) free?

奇富借条(原360借条) is free to download, with no in-app purchases.

### Which has better reviews, 翼支付 or 奇富借条(原360借条)?

奇富借条(原360借条) is rated higher. 翼支付 averages 3.5 out of 5 from 27K ratings, while 奇富借条(原360借条) averages 4.9 from 2.8M ratings.

### Do 翼支付 or 奇富借条(原360借条) have ads?

翼支付 shows ads; 奇富借条(原360借条) does not.

### Which is updated more often, 翼支付 or 奇富借条(原360借条)?

翼支付 ships an update every 4 weeks, and 奇富借条(原360借条) fortnightly. Most recently, 翼支付 was updated on September 27, 2026 and 奇富借条(原360借条) on September 27, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*