# 翼支付 vs 京东金融

The clearest difference is rating: 京东金融 at 4.4 against 翼支付's 3.5. 京东金融 also leads on ratings volume (270K vs 27K). 翼支付's advantage is review sentiment (38% vs 17%). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

京东金融 holds the better App Store score, 4.4 against 3.5. That said, the two scores are not equally well evidenced: 京东金融 has 270K ratings behind it against 27K, so its average is the more settled of the two. Written reviews complicate that: 38% of 翼支付's written reviews are positive against 17% of 京东金融's, so the app with the better star average is not the one people write more warmly about.

翼支付 ships an update monthly, 京东金融 fortnightly. Both last shipped on November 8, 2026.

## The numbers

| Metric | 翼支付 | 京东金融 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.5 (27K ratings)](https://appshunter.io/ios/app/id519952689/reviews) | **[4.4 (270K ratings)](https://appshunter.io/ios/app/id895682747/reviews)** |
| Number of ratings | 27K | **270K** |
| Positive reviews | **37.7% of reviews** | 17.2% of reviews |
| In-app purchases | No | No |
| Ads | Yes | Yes |
| Update frequency | Monthly | **Fortnightly** |
| Monetization | — | Free with in-app purchases |
| Size | 312 MB | 187 MB |
| Requires iOS | 13.0 | 13.0 |
| Devices | iPhone, iPod, Apple Watch | **iPhone, iPad, iPod, Apple Watch** |
| Age rating | 4+ | 17+ |
| Developer | [E-surfing Pay Co.,Ltd.](https://appshunter.io/developer/519952692) | [Beijing Jingdong Financial Technology Holdings Co., Ltd.](https://appshunter.io/developer/1220352269) |

## What reviewers say

### 翼支付

[App page](https://appshunter.io/ios/app/id519952689)

**Features:** Apple Watch app, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 💰 Good discounts and offers
- 💳 Convenient for bill payments
- 🛒 Supports various e-commerce platforms
- 👍 Useful for campus card top-ups
- 🎁 Frequent promotions and cashback

**What reviewers complain about**

- 😠 Annoying pop-up ads
- 📱 Inconvenient custom keyboard
- 🔒 Privacy concerns (data collection)
- 💩 Generally poor user experience
- 💸 Unnecessary or useless benefits offered

**Reported bugs**

- App crashes frequently (15.1 system)
- App crashes constantly
- App cannot be opened
- App freezes on login screen
- App freezes when using customer service interface

**Requested features**

- Optimize app size and performance
- Upgrade connection protocols to TLS1.3
- Allow system keyboard usage
- Improve login logic (face ID > fingerprint > gesture)
- Support fingerprint login


### 京东金融

[App page](https://appshunter.io/ios/app/id895682747)

This app offers a comprehensive suite of personal financial services, including wealth management, insurance options, and borrowing solutions. Users can also access lifestyle benefits and discounts.

**Highlights:** Wealth management (funds, gold), Insurance (medical, accident, life), Borrowing services (loans, credit), Lifestyle services and coupons, Food delivery discounts

**Features:** Apple Wallet, Apple Watch app, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Straightforward and easy to use
- 💰 Offers good financial products and services
- 🚀 Efficient and fast transactions

**What reviewers complain about**

- 🤖 Excessive and intrusive notifications
- 💸 High fees and interest rates
- 🔒 Concerns about privacy and data security
- 🐛 Buggy and unreliable app performance
- 🤬 Aggressive and unethical business practices

**Reported bugs**

- Frequent app crashes and freezes
- Login and authentication issues
- Inaccurate or missing account information

**Requested features**

- Improved transparency on fees and interest rates
- Better customer support and responsiveness
- More user-friendly interface and navigation


## Frequently asked questions

### Is 翼支付 free?

翼支付 is free to download, with no in-app purchases.

### Is 京东金融 free?

京东金融 is free to download, with no in-app purchases.

### Which has better reviews, 翼支付 or 京东金融?

京东金融 is rated higher. 翼支付 averages 3.5 out of 5 from 27K ratings, while 京东金融 averages 4.4 from 270K ratings.

### Do 翼支付 or 京东金融 have ads?

Both 翼支付 and 京东金融 show ads.

### Which is updated more often, 翼支付 or 京东金融?

翼支付 ships an update monthly, and 京东金融 fortnightly. Most recently, 翼支付 was updated on November 8, 2026 and 京东金融 on November 8, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*