# 国泰基金 vs 华商基金

The clearest difference is rating: 华商基金 at 5.0 against 国泰基金's 3.0. 华商基金 also leads on iOS requirement (10.0 vs 13.0). 国泰基金's advantage is update cadence (monthly vs every 4 months). On price, review sentiment, ratings volume and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

华商基金 holds the better App Store score, 5.0 against 3.0. Both are backed by a comparable volume of ratings — 1 and 1 respectively. Written reviews point the same way: 95% of 国泰基金's written reviews are positive against 100% of 华商基金's.

国泰基金 ships an update monthly, 华商基金 every 4 months. The most recent releases landed on September 30, 2026 and September 7, 2026 respectively.

## The numbers

| Metric | 国泰基金 | 华商基金 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.0 (1 ratings)](https://appshunter.io/ios/app/id519952699/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/id1069850979/reviews)** |
| Number of ratings | 1 | 1 |
| Positive reviews | 95.2% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Monthly** | Every 4 months |
| Monetization | Free | — |
| Size | 58 MB | 44 MB |
| Requires iOS | 13.0 | **10.0** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [GUOTAI AMC](https://appshunter.io/developer/519952702) | [华商基金管理有限公司](https://appshunter.io/developer/1069850978) |

## What reviewers say

### 国泰基金

[App page](https://appshunter.io/ios/app/id519952699)

This official mobile application provides a comprehensive platform for fund trading and wealth management. It offers features like fund inquiry, transaction execution, and cash management, ensuring efficient and convenient personal financial services.

**Highlights:** Fund product inquiry, Fund trading (subscription, redemption, fixed investment), Cash management, Real-time fund net value updates, Online account opening, T+0 rapid withdrawal

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### 华商基金

[App page](https://appshunter.io/ios/app/id1069850979)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is 国泰基金 free?

国泰基金 is free to download, with no in-app purchases.

### Is 华商基金 free?

华商基金 is free to download, with no in-app purchases.

### Which has better reviews, 国泰基金 or 华商基金?

华商基金 is rated higher. 国泰基金 averages 3.0 out of 5 from 1 ratings, while 华商基金 averages 5.0 from 1 ratings.

### Do 国泰基金 or 华商基金 have ads?

Neither 国泰基金 nor 华商基金 shows ads.

### Which is updated more often, 国泰基金 or 华商基金?

国泰基金 ships an update monthly, and 华商基金 every 4 months. Most recently, 国泰基金 was updated on September 30, 2026 and 华商基金 on September 7, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*