# 国泰基金 vs 招商跨境理财通

国泰基金 and 招商跨境理财通 are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Both ship on a similar rhythm, roughly monthly. The most recent releases landed on October 29, 2026 and October 25, 2026 respectively.

## The numbers

| Metric | 国泰基金 | 招商跨境理财通 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.0 (1 ratings)](https://appshunter.io/ios/app/id519952699/reviews)** | — |
| Number of ratings | **1** | — |
| Positive reviews | 95.2% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | Monthly |
| Monetization | Free | — |
| Size | 55 MB | 58 MB |
| Requires iOS | 15.0 | **14.0** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 17+ |
| Developer | [GUOTAI AMC](https://appshunter.io/developer/519952702) | [CMS(HK)](https://appshunter.io/developer/1175304138) |

## What reviewers say

### 国泰基金

[App page](https://appshunter.io/ios/app/id519952699)

This official mobile application provides a comprehensive platform for fund trading and wealth management. It offers features like fund inquiry, transaction execution, and cash management, ensuring efficient and convenient personal financial services.

**Highlights:** Fund product inquiry, Fund trading (subscription, redemption, fixed investment), Cash management, Real-time fund net value updates, Online account opening, T+0 rapid withdrawal

**Features:** macOS Compatibility, Vision Pro support, iPhone Duo support

**In-app purchases:** none


### 招商跨境理财通

[App page](https://appshunter.io/ios/app/id6479474558)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is 国泰基金 free?

国泰基金 is free to download, with no in-app purchases.

### Is 招商跨境理财通 free?

招商跨境理财通 is free to download, with no in-app purchases.

### Do 国泰基金 or 招商跨境理财通 have ads?

Neither 国泰基金 nor 招商跨境理财通 shows ads.

### Which is updated more often, 国泰基金 or 招商跨境理财通?

国泰基金 ships an update monthly, and 招商跨境理财通 monthly. Most recently, 国泰基金 was updated on October 29, 2026 and 招商跨境理财通 on October 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*