# 国泰基金 vs 华宝基金

The clearest difference is review sentiment: 国泰基金 at 95% against 华宝基金's 40%. 国泰基金 also leads on update cadence (every 2 weeks vs every 4 weeks). 华宝基金's advantage is rating (4.5 vs 3.0) and iOS requirement (13.0 vs 15.0). On price, ratings volume, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

华宝基金 holds the better App Store score, 4.5 against 3.0. Both are backed by a comparable volume of ratings — 1 and 2 respectively. Written reviews complicate that: 95% of 国泰基金's written reviews are positive against 40% of 华宝基金's, so the app with the better star average is not the one people write more warmly about.

国泰基金 ships an update every 2 weeks, 华宝基金 every 4 weeks. Both last shipped on November 6, 2026.

## The numbers

| Metric | 国泰基金 | 华宝基金 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.0 (1 ratings)](https://appshunter.io/ios/app/id519952699/reviews) | **[4.5 (2 ratings)](https://appshunter.io/ios/app/id862329809/reviews)** |
| Number of ratings | 1 | **2** |
| Positive reviews | **95.2% of reviews** | 40.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 2 weeks** | Every 4 weeks |
| Monetization | Free | — |
| Size | 57 MB | 61 MB |
| Requires iOS | 15.0 | **13.0** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [GUOTAI AMC](https://appshunter.io/developer/519952702) | [华宝基金管理有限公司](https://appshunter.io/developer/798548503) |

## What reviewers say

### 国泰基金

[App page](https://appshunter.io/ios/app/id519952699)

This official fund trading application offers a comprehensive suite of tools for managing your investments. It provides real-time fund information, seamless trading capabilities, and efficient cash management for a convenient and secure personal finance experience.

**Highlights:** Fund product inquiry, Fund trading, Cash management, Multiple security verifications, Real-time fund net value updates, Online account opening, T+0 fast cash withdrawal

**Features:** macOS Compatibility, Vision Pro support, iPhone Duo support

**In-app purchases:** none


### 华宝基金

[App page](https://appshunter.io/ios/app/id862329809)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is 国泰基金 free?

国泰基金 is free to download, with no in-app purchases.

### Is 华宝基金 free?

华宝基金 is free to download, with no in-app purchases.

### Which has better reviews, 国泰基金 or 华宝基金?

华宝基金 is rated higher. 国泰基金 averages 3.0 out of 5 from 1 ratings, while 华宝基金 averages 4.5 from 2 ratings.

### Do 国泰基金 or 华宝基金 have ads?

Neither 国泰基金 nor 华宝基金 shows ads.

### Which is updated more often, 国泰基金 or 华宝基金?

国泰基金 ships an update every 2 weeks, and 华宝基金 every 4 weeks. Most recently, 国泰基金 was updated on November 6, 2026 and 华宝基金 on November 6, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*