# GCash vs PalawanPay

The clearest difference is rating: PalawanPay at 4.0 against GCash's 3.3. PalawanPay also leads on review sentiment (50% vs 8%) and monetization model (ad-supported vs free with in-app purchases). GCash's advantage is ads (none vs shown) and ratings volume (2.9K vs 55). On price, update cadence, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

PalawanPay holds the better App Store score, 4.0 against 3.3. That said, the two scores are not equally well evidenced: GCash has 2.9K ratings behind it against 55, so its average is the more settled of the two. Written reviews point the same way: 8% of GCash's written reviews are positive against 50% of PalawanPay's.

Both ship on a similar rhythm, roughly fortnightly. The most recent releases landed on November 1, 2026 and October 30, 2026 respectively.

## The numbers

| Metric | GCash | PalawanPay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.3 (2.9K ratings)](https://appshunter.io/ios/app/gcash/id520020791/reviews) | **[4.0 (55 ratings)](https://appshunter.io/ios/app/palawanpay/id1612022476/reviews)** |
| Number of ratings | **2.9K** | 55 |
| Positive reviews | 8.0% of reviews | **50.0% of reviews** |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | Fortnightly | Fortnightly |
| Monetization | Free with in-app purchases | **Ad-supported** |
| Size | 505 MB | 169 MB |
| Requires iOS | 15.0 | 15.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [MYNT, INC.](https://appshunter.io/developer/1358216761) | [Palawan Pawnshop](https://appshunter.io/developer/1593366934) |

## What reviewers say

### GCash

[App page](https://appshunter.io/ios/app/gcash/id520020791)

Send money instantly to the Philippines, pay over 2000 bills, and manage your finances from abroad. Link your US bank account, save with high interest rates, and scan to pay securely. Stay connected and support loved ones with ease.

**Highlights:** Instant money transfers, Pay over 2000 bills, Link US bank accounts, Earn interest on savings, Scan to pay with QR, Secure bank transfers

**In-app purchases:** none

**What reviewers like**

- ✨ Convenient and easy to use
- 💰 Rebates and discounts for transactions
- 🚀 Fast money transfers and bill payments
- 🌍 Accessible for overseas Filipinos

**What reviewers complain about**

- 🐛 Frequent app crashes and errors
- 🤖 Unhelpful and slow customer support
- 🔒 Security and verification issues
- 💰 Expensive transaction fees

**Reported bugs**

- Unable to receive OTP for login/transactions
- Verification process frequently fails
- Inconsistent app performance and stability
- Funds disappearing from accounts without explanation

**Requested features**

- Add support for international bank accounts
- Improve OTP delivery for overseas users
- Implement biometric authentication options
- Provide more transparency on transaction history


### PalawanPay

[App page](https://appshunter.io/ios/app/palawanpay/id1612022476)

This digital e-wallet allows users to conveniently send money, pay bills, and purchase load. It also offers features for buying gold and jewelry, and renewing pawned items. Experience a more affordable and accessible way to manage your finances.

**Highlights:** Send money, Pay bills, Buy load, Buy gold and jewelry, Renew pawns, Digital e-wallet

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is GCash free?

GCash is free to download, with no in-app purchases.

### Is PalawanPay free?

PalawanPay is free to download, with no in-app purchases.

### Which has better reviews, GCash or PalawanPay?

PalawanPay is rated higher. GCash averages 3.3 out of 5 from 2.9K ratings, while PalawanPay averages 4.0 from 55 ratings.

### Do GCash or PalawanPay have ads?

PalawanPay shows ads; GCash does not.

### Which is updated more often, GCash or PalawanPay?

GCash ships an update fortnightly, and PalawanPay fortnightly. Most recently, GCash was updated on November 1, 2026 and PalawanPay on October 30, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*