# Valley Mobile Banking vs Hermy

The clearest difference is in-app purchases: Valley Mobile Banking at none against Hermy's 2. Valley Mobile Banking also leads on ratings volume (2.2K vs 1). Hermy's advantage is update cadence (every 5 days vs every 4 months) and rating (5.0 vs 4.7). On price, ads, device support and iOS requirement there is nothing between them.

Both are free to download. Hermy sells 2 in-app purchases, starting at $3.99 per month. Valley Mobile Banking asks for nothing beyond the download.

Hermy holds the better App Store score, 5.0 against 4.7. That said, the two scores are not equally well evidenced: Valley Mobile Banking has 2.2K ratings behind it against 1, so its average is the more settled of the two.

Valley Mobile Banking ships an update every 4 months, Hermy every 5 days. The most recent releases landed on November 1, 2026 and October 2, 2026 respectively.

## The numbers

| Metric | Valley Mobile Banking | Hermy |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.7 (2.2K ratings)](https://appshunter.io/ios/app/valley-mobile-banking/id520557176/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/hermy/id6799291692/reviews)** |
| Number of ratings | **2.2K** | 1 |
| Positive reviews | 74.6% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 4 months | **Every 5 days** |
| Monetization | **Free** | Freemium |
| Size | 181 MB | 149 MB |
| Requires iOS | 17.0 | **16.0** |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 17+ |
| Developer | [Valley Financial Credit Union](https://appshunter.io/developer/520557179) | [Maxwell Herman](https://appshunter.io/developer/6799291694) |

## What reviewers say

### Valley Mobile Banking

[App page](https://appshunter.io/ios/app/valley-mobile-banking/id520557176)

Manage your finances on the go with secure and convenient mobile banking. Access account balances, view transactions, transfer funds, pay bills, and deposit checks from your device. Locate ATMs and activate cash back offers easily.

**Highlights:** Check account balances, View transaction history, Transfer funds between accounts, Pay bills, Deposit checks, Locate ATMs, Activate cash back offers

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Convenient banking
- 👍 User-friendly app
- 💯 Great credit union
- 🏆 Amazing service
- 🔒 Secure banking

**What reviewers complain about**

- 🐛 Glitchy app
- 🚫 Unable to access account
- 📤 Mobile deposit issues
- ⏱️ Frequent timeouts
- 💳 Debit card problems

**Reported bugs**

- Blank screen when unlocking cards
- Application errors preventing access
- Mobile deposit not working properly

**Requested features**

- Add mobile deposit feature
- Integrate with online banking
- Implement quick balance feature
- Add tap feature for debit cards


### Hermy

[App page](https://appshunter.io/ios/app/hermy/id6799291692)

This finance app helps you manage daily expenses, set financial goals, and plan for the future. It offers intuitive expense logging through voice or receipt photos, clear financial insights, and seamless syncing across devices.

**Highlights:** Intuitive expense tracking, Voice and photo receipt logging, Monthly financial habit monitoring, Transaction logging and organization, Cross-device data syncing, Financial planning tools

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Hermy Pro | $3.99 | per month |
| Hermy Pro Lifetime | $29.99 | one-time |


## Frequently asked questions

### Is Valley Mobile Banking free?

Valley Mobile Banking is free to download, with no in-app purchases.

### Is Hermy free?

Hermy is free to download, with in-app purchases available.

### Which has better reviews, Valley Mobile Banking or Hermy?

Hermy is rated higher. Valley Mobile Banking averages 4.7 out of 5 from 2.2K ratings, while Hermy averages 5.0 from 1 ratings.

### Do Valley Mobile Banking or Hermy have ads?

Neither Valley Mobile Banking nor Hermy shows ads.

### Which is updated more often, Valley Mobile Banking or Hermy?

Valley Mobile Banking ships an update every 4 months, and Hermy every 5 days. Most recently, Valley Mobile Banking was updated on November 1, 2026 and Hermy on October 2, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*