# Garanti BBVA Mobile vs Local Pay

The clearest difference is review sentiment: Local Pay at 100% against Garanti BBVA Mobile's 67%. Local Pay also leads on iOS requirement (12.2 vs 15.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Both ship on a similar rhythm, roughly every 3 weeks. The most recent releases landed on November 8, 2026 and November 2, 2026 respectively.

## The numbers

| Metric | Garanti BBVA Mobile | Local Pay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (16K ratings)](https://appshunter.io/ios/app/garanti-bbva-mobile/id521117624/reviews)** | — |
| Number of ratings | **16K** | — |
| Positive reviews | 66.6% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 weeks | Every 3 weeks |
| Monetization | Free | Free |
| Size | 563 MB | 171 MB |
| Requires iOS | 15.0 | **12.2** |
| Devices | iPhone, iPod, Apple Watch | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [T. Garanti Bankasi A.S.](https://appshunter.io/developer/395939420) | [Creditwestbank Ltd.](https://appshunter.io/developer/958468878) |

## What reviewers say

### Garanti BBVA Mobile

[App page](https://appshunter.io/ios/app/garanti-bbva-mobile/id521117624)

Manage all your banking transactions, from loan applications to bill payments, with this comprehensive mobile banking app. Receive personalized financial advice to manage income and expenses, build savings, and achieve your goals. Open accounts, apply for credit cards, and make secure payments anytime, anywhere.

**Highlights:** Loan applications and follow-up, Automatic bill payment orders, Credit card applications and tracking, Financial health advice, e-time deposit account management, 24/7 money transfer, Bill and tax payments

**Features:** Apple Watch app

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 🚀 Fast and efficient
- 💯 Excellent banking experience
- 🌟 Best banking app
- 🤝 Great customer service

**What reviewers complain about**

- 🐛 Crashes and bugs
- ⚠️ Language issues (lack of English support)
- 💳 High fees and commissions
- 🔒 Security concerns (lack of Face ID/Touch ID)
- 🔍 Difficult to navigate/use

**Reported bugs**

- Crashes on launch
- Keyboard issues (Farsi language)
- Notification issues
- Compatibility problems with newer devices
- Slow performance after recent updates

**Requested features**

- Face ID/Touch ID support
- Improved language options (English, etc.)
- Lower fees and commissions
- Enhanced security features
- Easier navigation and user experience


### Local Pay

[App page](https://appshunter.io/ios/app/local-pay/id1328860932)

Easily make payments with a network of contracted partners. Earn points on your transactions that can be redeemed as cash. Start managing your payments conveniently.

**Highlights:** Easy payment processing, Earn points on purchases, Redeem points as cash, Network of contracted partners, Convenient transaction management

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Garanti BBVA Mobile free?

Garanti BBVA Mobile is free to download, with no in-app purchases.

### Is Local Pay free?

Local Pay is free to download, with no in-app purchases.

### Do Garanti BBVA Mobile or Local Pay have ads?

Neither Garanti BBVA Mobile nor Local Pay shows ads.

### Which is updated more often, Garanti BBVA Mobile or Local Pay?

Garanti BBVA Mobile ships an update every 3 weeks, and Local Pay every 3 weeks. Most recently, Garanti BBVA Mobile was updated on November 8, 2026 and Local Pay on November 2, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*