# Garanti BBVA Mobile vs MultiPay

Garanti BBVA Mobile and MultiPay both sit at 4.8 stars, but that hides the real split: 67% of Garanti BBVA Mobile's written reviews are positive against 25% of MultiPay's. Garanti BBVA Mobile also leads on ratings volume (16K vs 213). On price, rating, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.8 for Garanti BBVA Mobile against 4.8 for MultiPay. That said, the two scores are not equally well evidenced: Garanti BBVA Mobile has 16K ratings behind it against 213, so its average is the more settled of the two. Written reviews are what separate them: 67% of Garanti BBVA Mobile's written reviews are positive against 25% of MultiPay's.

Garanti BBVA Mobile ships an update every 3 weeks, MultiPay fortnightly. The most recent releases landed on November 12, 2026 and November 6, 2026 respectively.

## The numbers

| Metric | Garanti BBVA Mobile | MultiPay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (16K ratings)](https://appshunter.io/ios/app/garanti-bbva-mobile/id521117624/reviews) | **[4.8 (213 ratings)](https://appshunter.io/ios/app/multipay-digital-wallet/id680381668/reviews)** |
| Number of ratings | **16K** | 213 |
| Positive reviews | **66.6% of reviews** | 25.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 weeks | **Fortnightly** |
| Monetization | Free | Free |
| Size | 563 MB | 84 MB |
| Requires iOS | 15.0 | 15.0 |
| Devices | **iPhone, iPod, Apple Watch** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [T. Garanti Bankasi A.S.](https://appshunter.io/developer/395939420) | [Multinet Kurumsal Hizmetler](https://appshunter.io/developer/680381891) |

## What reviewers say

### Garanti BBVA Mobile

[App page](https://appshunter.io/ios/app/garanti-bbva-mobile/id521117624)

Manage all your banking transactions, from loan applications to bill payments, with this comprehensive mobile banking app. Receive personalized financial advice to manage income and expenses, build savings, and achieve your goals. Open accounts, apply for credit cards, and make secure payments anytime, anywhere.

**Highlights:** Loan applications and follow-up, Automatic bill payment orders, Credit card applications and tracking, Financial health advice, e-time deposit account management, 24/7 money transfer, Bill and tax payments

**Features:** Apple Watch app

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 🚀 Fast and efficient
- 💯 Excellent banking experience
- 🌟 Best banking app
- 🤝 Great customer service

**What reviewers complain about**

- 🐛 Crashes and bugs
- ⚠️ Language issues (lack of English support)
- 💳 High fees and commissions
- 🔒 Security concerns (lack of Face ID/Touch ID)
- 🔍 Difficult to navigate/use

**Reported bugs**

- Crashes on launch
- Keyboard issues (Farsi language)
- Notification issues
- Compatibility problems with newer devices
- Slow performance after recent updates

**Requested features**

- Face ID/Touch ID support
- Improved language options (English, etc.)
- Lower fees and commissions
- Enhanced security features
- Easier navigation and user experience


### MultiPay

[App page](https://appshunter.io/ios/app/multipay-digital-wallet/id680381668)

This digital wallet app simplifies payments with QR codes, allowing cardless transactions. Track your spending, earn loyalty rewards, and discover exclusive deals. It also integrates with services for online orders and car maintenance.

**Highlights:** Cardless QR payments, Balance and spending tracking, Earn TatlıPara loyalty rewards, Online payment integration, MultiCar+ service booking, Story campaigns for deals, Light and dark mode

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Garanti BBVA Mobile free?

Garanti BBVA Mobile is free to download, with no in-app purchases.

### Is MultiPay free?

MultiPay is free to download, with no in-app purchases.

### Which has better reviews, Garanti BBVA Mobile or MultiPay?

MultiPay is rated higher. Garanti BBVA Mobile averages 4.8 out of 5 from 16K ratings, while MultiPay averages 4.8 from 213 ratings.

### Do Garanti BBVA Mobile or MultiPay have ads?

Neither Garanti BBVA Mobile nor MultiPay shows ads.

### Which is updated more often, Garanti BBVA Mobile or MultiPay?

Garanti BBVA Mobile ships an update every 3 weeks, and MultiPay fortnightly. Most recently, Garanti BBVA Mobile was updated on November 12, 2026 and MultiPay on November 6, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*