# SFFCU App vs Patelco Mobile Banking

The clearest difference is rating: Patelco Mobile Banking at 4.8 against SFFCU App's 4.4. Patelco Mobile Banking also leads on review sentiment (84% vs 56%) and ratings volume (53K vs 859). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Patelco Mobile Banking holds the better App Store score, 4.8 against 4.4. That said, the two scores are not equally well evidenced: Patelco Mobile Banking has 53K ratings behind it against 859, so its average is the more settled of the two. Written reviews point the same way: 56% of SFFCU App's written reviews are positive against 84% of Patelco Mobile Banking's.

SFFCU App ships an update every 6 weeks, Patelco Mobile Banking every 2 months. The most recent releases landed on October 23, 2026 and November 1, 2026 respectively.

## The numbers

| Metric | SFFCU App | Patelco Mobile Banking |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.4 (859 ratings)](https://appshunter.io/ios/app/sffcu-app/id521119485/reviews) | **[4.8 (53K ratings)](https://appshunter.io/ios/app/patelco-mobile-banking/id1026895982/reviews)** |
| Number of ratings | 859 | **53K** |
| Positive reviews | 55.8% of reviews | **84.1% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 6 weeks** | Every 2 months |
| Monetization | Free | Free |
| Size | 44 MB | 129 MB |
| Requires iOS | 16.0 | 16.0 |
| Devices | **iPhone, iPad, Apple Watch** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [San Francisco Federal Credit Union](https://appshunter.io/developer/521119488) | [Patelco Credit Union](https://appshunter.io/developer/1026895981) |

## What reviewers say

### SFFCU App

[App page](https://appshunter.io/ios/app/sffcu-app/id521119485)

Manage your business finances anytime, anywhere. Access account balances, view transactions and statements, pay bills, deposit checks, and transfer funds securely. Set up alerts and find nearby branches and ATMs.

**Highlights:** View account balances and transactions, Access account statements, Pay bills, Deposit checks, Transfer funds, Set up alerts, Find branches and ATMs

**Features:** macOS Compatibility

**In-app purchases:** none

**What reviewers like**

- 🚀 Quick transactions
- 👍 Excellent app overall
- 👍 Useful app with some improvements
- 👍 Intuitive and easy to use
- 👍 Keeps improving with updates

**What reviewers complain about**

- 🐛 Crashes and freezes
- 🐛 Broken features (mobile deposit, bill pay)
- 🔨 Confusing and cluttered UI
- 🔨 Regression in accessibility for blind users
- 🔨 Lacks key features from previous version

**Reported bugs**

- Login/Touch ID issues
- Mobile deposit not working properly
- Broken links and redirects
- Slow app performance

**Requested features**

- Ability to search transaction history
- Show account balance on transaction list
- Landscape mode support
- Better integration with budgeting apps
- Locate nearby fee-free ATMs


### Patelco Mobile Banking

[App page](https://appshunter.io/ios/app/patelco-mobile-banking/id1026895982)

Manage your finances conveniently from your mobile device. Access account balances, view transaction history, and transfer funds. Pay bills, deposit checks, and find nearby ATMs and branches.

**Highlights:** Check account balances, View transaction history, Transfer funds between accounts, Pay bills, Deposit checks, Find ATMs and branches, View and activate cash back offers

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Convenient mobile banking
- 👍 Easy to use app
- 🔒 Secure banking
- 💡 Useful features like mobile check deposit
- 👍 Reliable and consistent performance

**What reviewers complain about**

- 🐛 Recurring issues with mobile deposit
- 🐛 Frequent app crashes and login problems
- 🐛 Inconsistent app performance after updates
- 🔒 Concerns about account security and privacy

**Reported bugs**

- Mobile deposit issues causing app crashes
- Repeated login problems and account access restrictions
- Inconsistent app behavior after recent updates

**Requested features**

- Dark mode option
- Improved account management features
- Enhanced mobile deposit capabilities
- Faster and more reliable app performance


## Frequently asked questions

### Is SFFCU App free?

SFFCU App is free to download, with no in-app purchases.

### Is Patelco Mobile Banking free?

Patelco Mobile Banking is free to download, with no in-app purchases.

### Which has better reviews, SFFCU App or Patelco Mobile Banking?

Patelco Mobile Banking is rated higher. SFFCU App averages 4.4 out of 5 from 859 ratings, while Patelco Mobile Banking averages 4.8 from 53K ratings.

### Do SFFCU App or Patelco Mobile Banking have ads?

Neither SFFCU App nor Patelco Mobile Banking shows ads.

### Which is updated more often, SFFCU App or Patelco Mobile Banking?

SFFCU App ships an update every 6 weeks, and Patelco Mobile Banking every 2 months. Most recently, SFFCU App was updated on October 23, 2026 and Patelco Mobile Banking on November 1, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*