# Foothill Credit Union vs Simply Spend

The clearest difference is ratings volume: Foothill Credit Union at 8.9K against Simply Spend's 3. Simply Spend's advantage is review sentiment (100% vs 75%) and update cadence (fortnightly vs every 2 months). On price, rating, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.9 for Foothill Credit Union against 5.0 for Simply Spend. That said, the two scores are not equally well evidenced: Foothill Credit Union has 8.9K ratings behind it against 3, so its average is the more settled of the two. Written reviews are what separate them: 75% of Foothill Credit Union's written reviews are positive against 100% of Simply Spend's.

Foothill Credit Union ships an update every 2 months, Simply Spend fortnightly. The most recent releases landed on October 26, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | Foothill Credit Union | Simply Spend |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.9 (8.9K ratings)](https://appshunter.io/ios/app/foothill-credit-union/id521273118/reviews) | **[5.0 (3 ratings)](https://appshunter.io/ios/app/simply-spend/id6761869887/reviews)** |
| Number of ratings | **8.9K** | 3 |
| Positive reviews | 75.4% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | **Fortnightly** |
| Monetization | Free | Free |
| Size | 126 MB | 91 MB |
| Requires iOS | 16.0 | **13.0** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Foothill Federal Credit Union](https://appshunter.io/developer/521273121) | [JENNY A CAVAZOS](https://appshunter.io/developer/1891875452) |

## What reviewers say

### Foothill Credit Union

[App page](https://appshunter.io/ios/app/foothill-credit-union/id521273118)

Manage your finances on the go with this secure mobile banking application. View all your accounts, pay bills, deposit checks, and make transfers from your smartphone. Access statements and manage your money anytime, anywhere.

**Highlights:** Account management, Bill payment, Check deposit, Statement access, Fund transfers

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 🚀 Smooth and fast app
- 💯 Great customer service
- 🔒 Secure banking
- 💳 Convenient banking features

**What reviewers complain about**

- 🐛 Buggy app with crashes and glitches
- 🔍 Difficult to navigate
- ⏱️ Slow performance and loading times
- 🤔 Confusing app updates
- 💸 Unexpected fees

**Reported bugs**

- Login issues and verification code problems
- Syncing and linking accounts not working
- Frequent app crashes and freezes
- Unreliable Zelle transfers
- Inconsistent app performance

**Requested features**

- Improved Zelle integration
- Enhanced mobile check deposit
- More customization options
- Streamlined bill pay
- Better account management tools


### Simply Spend

[App page](https://appshunter.io/ios/app/simply-spend/id6761869887)

Manage your discretionary spending with a visual-first approach. Log expenses, track habits with pie charts, and receive smart alerts to stay within your budget. Features include receipt scanning and custom categories for personalized financial clarity.

**Highlights:** Visual spending habits through pie charts, Simple subtract logic for budgeting, Smart alerts at 90% of category limits, Customizable spending categories, Annual spending reports, Receipt scanning and logging, Income input for deposits

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Foothill Credit Union free?

Foothill Credit Union is free to download, with no in-app purchases.

### Is Simply Spend free?

Simply Spend is free to download, with no in-app purchases.

### Which has better reviews, Foothill Credit Union or Simply Spend?

Simply Spend is rated higher. Foothill Credit Union averages 4.9 out of 5 from 8.9K ratings, while Simply Spend averages 5.0 from 3 ratings.

### Do Foothill Credit Union or Simply Spend have ads?

Neither Foothill Credit Union nor Simply Spend shows ads.

### Which is updated more often, Foothill Credit Union or Simply Spend?

Foothill Credit Union ships an update every 2 months, and Simply Spend fortnightly. Most recently, Foothill Credit Union was updated on October 26, 2026 and Simply Spend on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*