# MyCincinnati® vs READYSAVE 529

The clearest difference is ratings volume: READYSAVE 529 at 30K against MyCincinnati®'s 4K. On price, rating, review sentiment and update cadence there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.7 for MyCincinnati® against 4.7 for READYSAVE 529. That said, the two scores are not equally well evidenced: READYSAVE 529 has 30K ratings behind it against 4K, so its average is the more settled of the two. Written reviews are what separate them: 23% of MyCincinnati®'s written reviews are positive against 31% of READYSAVE 529's.

Both ship on a similar rhythm, roughly monthly. Both last shipped on November 1, 2026.

## The numbers

| Metric | MyCincinnati® | READYSAVE 529 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.7 (4K ratings)](https://appshunter.io/ios/app/mycincinnati/id521276046/reviews) | **[4.7 (30K ratings)](https://appshunter.io/ios/app/readysave-529/id1538849481/reviews)** |
| Number of ratings | 4K | **30K** |
| Positive reviews | 23.4% of reviews | **30.8% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | Monthly |
| Monetization | Free | Free |
| Size | 195 MB | 36 MB |
| Requires iOS | 14.5 | **14.0** |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [The Cincinnati Insurance Company](https://appshunter.io/developer/521276629) | [Ascensus](https://appshunter.io/developer/1455711984) |

## What reviewers say

### MyCincinnati®

[App page](https://appshunter.io/ios/app/mycincinnati/id521276046)

Manage your insurance policies, access documents, and handle payments. Report claims, request roadside assistance, and find helpful resources. Go paperless and connect with payment services.

**Highlights:** Access policy documents, Manage payments, Report and view claims, Request roadside services, Go paperless, Find service providers

**In-app purchases:** none

**What reviewers like**

- 👍 Comprehensive and easy to navigate
- 👍 Accessible to ride well
- 👍 Awesome app
- 👍 Seems easy enough

**What reviewers complain about**

- 🐛 App crashes after logging in
- 🐛 App crashes after update
- 🐛 App not user-friendly
- 🐛 App not functioning properly
- 🐛 Slow to load, agonizingly slow

**Reported bugs**

- Login issues
- Crashes after updates
- Inability to access policies and ID cards
- Roadside assistance not working
- Blank screens and error messages

**Requested features**

- Add ability to upload photos for claims
- Add Apple Wallet support for ID cards
- Add individual vehicle cost breakdown
- Add landscape mode for iPad
- Add bill pay functionality


### READYSAVE 529

[App page](https://appshunter.io/ios/app/readysave-529/id1538849481)

Manage your education savings plan account on the go. Securely access your 529 plan, track investments, and make contributions. Withdraw funds for education expenses starting July 2025.

**Highlights:** Secure 529 account access, View balance and transaction history, Add one-time or recurring contributions, Track investment allocations, Invite others to contribute, Withdraw funds for education expenses (July 2025)

**In-app purchases:** none

**What reviewers like**

- 🚀 Easy to use
- 👍 Convenient for tracking 529 plans
- 💡 Allows recurring contributions
- 🚀 Fast and responsive
- 👍 User-friendly interface

**What reviewers complain about**

- 🐛 Buggy and unreliable
- 🔍 Limited functionality compared to website
- 🔍 Lacks key features like performance tracking and withdrawal options
- 🔍 Recurring contributions not flexible enough
- 🔍 Difficult to find and navigate the app

**Reported bugs**

- Login issues with Face ID and password saving
- Inconsistent behavior when making changes to accounts
- Delayed processing of contributions and gifts
- Navigation issues within the app

**Requested features**

- Add ability to view individual investment performance
- Provide more detailed information on fund allocations and investment options
- Allow withdrawals and distributions from the app
- Implement alerts for when relatives contribute to accounts
- Support for tracking multiple 529 accounts across different states


## Frequently asked questions

### Is MyCincinnati® free?

MyCincinnati® is free to download, with no in-app purchases.

### Is READYSAVE 529 free?

READYSAVE 529 is free to download, with no in-app purchases.

### Which has better reviews, MyCincinnati® or READYSAVE 529?

READYSAVE 529 is rated higher. MyCincinnati® averages 4.7 out of 5 from 4K ratings, while READYSAVE 529 averages 4.7 from 30K ratings.

### Do MyCincinnati® or READYSAVE 529 have ads?

Neither MyCincinnati® nor READYSAVE 529 shows ads.

### Which is updated more often, MyCincinnati® or READYSAVE 529?

MyCincinnati® ships an update monthly, and READYSAVE 529 monthly. Most recently, MyCincinnati® was updated on November 1, 2026 and READYSAVE 529 on November 1, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*