# MyCincinnati® vs Morgan Stanley Wealth

The clearest difference is rating: MyCincinnati® at 4.7 against Morgan Stanley Wealth's 3.5. MyCincinnati® also leads on ratings volume (4K vs 79) and device support (3 vs 1). On price, review sentiment, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

MyCincinnati® holds the better App Store score, 4.7 against 3.5. That said, the two scores are not equally well evidenced: MyCincinnati® has 4K ratings behind it against 79, so its average is the more settled of the two. Written reviews split almost evenly too, at 23% and 24% positive.

MyCincinnati® ships an update monthly, Morgan Stanley Wealth every 6 weeks. The most recent releases landed on November 1, 2026 and November 6, 2026 respectively.

## The numbers

| Metric | MyCincinnati® | Morgan Stanley Wealth |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (4K ratings)](https://appshunter.io/ios/app/mycincinnati/id521276046/reviews)** | [3.5 (79 ratings)](https://appshunter.io/ios/app/morgan-stanley-wealth-tablet/id933306841/reviews) |
| Number of ratings | **4K** | 79 |
| Positive reviews | 23.4% of reviews | **23.9% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Monthly** | Every 6 weeks |
| Monetization | Free | Free |
| Size | 195 MB | 169 MB |
| Requires iOS | **14.5** | 17.5 |
| Devices | **iPhone, iPad, iPod** | iPad |
| Age rating | 4+ | 4+ |
| Developer | [The Cincinnati Insurance Company](https://appshunter.io/developer/521276629) | [Morgan Stanley](https://appshunter.io/developer/387241940) |

## What reviewers say

### MyCincinnati®

[App page](https://appshunter.io/ios/app/mycincinnati/id521276046)

Manage your insurance policies, access documents, and handle payments. Report claims, request roadside assistance, and find helpful resources. Go paperless and connect with payment services.

**Highlights:** Access policy documents, Manage payments, Report and view claims, Request roadside services, Go paperless, Find service providers

**In-app purchases:** none

**What reviewers like**

- 👍 Comprehensive and easy to navigate
- 👍 Accessible to ride well
- 👍 Awesome app
- 👍 Seems easy enough

**What reviewers complain about**

- 🐛 App crashes after logging in
- 🐛 App crashes after update
- 🐛 App not user-friendly
- 🐛 App not functioning properly
- 🐛 Slow to load, agonizingly slow

**Reported bugs**

- Login issues
- Crashes after updates
- Inability to access policies and ID cards
- Roadside assistance not working
- Blank screens and error messages

**Requested features**

- Add ability to upload photos for claims
- Add Apple Wallet support for ID cards
- Add individual vehicle cost breakdown
- Add landscape mode for iPad
- Add bill pay functionality


### Morgan Stanley Wealth

[App page](https://appshunter.io/ios/app/morgan-stanley-wealth-tablet/id933306841)

Manage your personal finances, deposit checks, transfer money, and access account documents securely. Monitor your investments, track income and expenses, and connect with your financial advisor. Offers multiple layers of security for peace of mind.

**Highlights:** Account management, Mobile check deposit, Money transfers, Document access, Budget tracking, Security features, Financial advisor connection

**In-app purchases:** none

**What reviewers like**

- 👍 Visual representation of investments
- 👍 Nice color scheme
- 👍 Can see individual tax lots on iPad
- 👍 Easy bill payment
- 👍 Love the iPad version

**What reviewers complain about**

- 👎 iPad version requires landscape mode
- 👎 Poorly laid out app
- 👎 Fund selection doesn't lead to product info
- 👎 No Zelle option on iPad
- 👎 Physical key MFA not working on iPad

**Reported bugs**

- iPad version requires landscape mode
- Physical key MFA not working on iPad
- App screen turns upside down on launch
- Two-step verification not working (texts not arriving)
- Latest update not working (connection error)

**Requested features**

- Allow user to decide app orientation
- Provide realized gains and losses
- More web browser functionality in mobile apps
- Create more alerts (target price, etc.)
- Add Touch ID support


## Frequently asked questions

### Is MyCincinnati® free?

MyCincinnati® is free to download, with no in-app purchases.

### Is Morgan Stanley Wealth free?

Morgan Stanley Wealth is free to download, with no in-app purchases.

### Which has better reviews, MyCincinnati® or Morgan Stanley Wealth?

MyCincinnati® is rated higher. MyCincinnati® averages 4.7 out of 5 from 4K ratings, while Morgan Stanley Wealth averages 3.5 from 79 ratings.

### Do MyCincinnati® or Morgan Stanley Wealth have ads?

Neither MyCincinnati® nor Morgan Stanley Wealth shows ads.

### Which is updated more often, MyCincinnati® or Morgan Stanley Wealth?

MyCincinnati® ships an update monthly, and Morgan Stanley Wealth every 6 weeks. Most recently, MyCincinnati® was updated on November 1, 2026 and Morgan Stanley Wealth on November 6, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*