# BOWC Mobile vs Legacy

The clearest difference is rating: BOWC Mobile at 4.9 against Legacy's 3.5. BOWC Mobile also leads on review sentiment (92% vs 70%) and ratings volume (104 vs 8). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

BOWC Mobile holds the better App Store score, 4.9 against 3.5. That said, the two scores are not equally well evidenced: BOWC Mobile has 104 ratings behind it against 8, so its average is the more settled of the two. Written reviews point the same way: 92% of BOWC Mobile's written reviews are positive against 70% of Legacy's.

BOWC Mobile ships an update monthly, Legacy every 2 months. The most recent releases landed on October 13, 2026 and October 17, 2026 respectively.

## The numbers

| Metric | BOWC Mobile | Legacy |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.9 (104 ratings)](https://appshunter.io/ios/app/bowc-mobile/id522077076/reviews)** | [3.5 (8 ratings)](https://appshunter.io/ios/app/legacy-mobile-banking/id6745814270/reviews) |
| Number of ratings | **104** | 8 |
| Positive reviews | **91.7% of reviews** | 69.6% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Monthly** | Every 2 months |
| Monetization | Free | Free |
| Size | 148 MB | 28 MB |
| Requires iOS | 15.0 | 15.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Bank of Walker County](https://appshunter.io/developer/522077079) | [Legacy Community Federal Credit Union](https://appshunter.io/developer/1007515772) |

## What reviewers say

### BOWC Mobile

[App page](https://appshunter.io/ios/app/bowc-mobile/id522077076)

Manage your bank accounts on the go. Check balances, view recent transactions, and transfer funds between your accounts. Pay bills to existing payees and manage scheduled payments directly from your mobile device.

**Highlights:** Check account balances, Search recent transactions, Transfer cash between accounts, Pay existing bills, Edit scheduled bills, Review paid bills

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


### Legacy

[App page](https://appshunter.io/ios/app/legacy-mobile-banking/id6745814270)

Manage your finances on the go with this mobile banking application. Easily view account balances, make payments, transfer funds, and deposit checks. The app also allows you to apply for new accounts, locate branches, and monitor your credit score.

**Highlights:** View account balances and export statements, Pay bills and manage loans, Activate debit/credit cards and add to mobile wallet, Transfer funds between accounts, Enable alerts and push notifications, Monitor credit score, Secure in-app chat support

**In-app purchases:** none

**What reviewers like**

- 🚀 User-friendly app
- 👍 Easy to navigate
- 👍 Convenient features (transfer money, view credit score)
- 🚀 Improved performance

**What reviewers complain about**

- 🐛 Biometric login issues
- 🔍 Promotions/offers take up too much screen space
- 🐛 Slow login process

**Reported bugs**

- Biometric login not working properly
- Slow login process

**Requested features**

- Remove chatbot and promotions
- Improve biometric login experience


## Frequently asked questions

### Is BOWC Mobile free?

BOWC Mobile is free to download, with no in-app purchases.

### Is Legacy free?

Legacy is free to download, with no in-app purchases.

### Which has better reviews, BOWC Mobile or Legacy?

BOWC Mobile is rated higher. BOWC Mobile averages 4.9 out of 5 from 104 ratings, while Legacy averages 3.5 from 8 ratings.

### Do BOWC Mobile or Legacy have ads?

Neither BOWC Mobile nor Legacy shows ads.

### Which is updated more often, BOWC Mobile or Legacy?

BOWC Mobile ships an update monthly, and Legacy every 2 months. Most recently, BOWC Mobile was updated on October 13, 2026 and Legacy on October 17, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*