# Fremont Bank vs HTSB Mobile Banking

The clearest difference is ads: Fremont Bank at none against HTSB Mobile Banking's shown. Fremont Bank also leads on ratings volume (3.3K vs 139) and monetization model (free vs ad-supported). HTSB Mobile Banking's advantage is rating (4.9 vs 4.6). On price, update cadence, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

HTSB Mobile Banking holds the better App Store score, 4.9 against 4.6. That said, the two scores are not equally well evidenced: Fremont Bank has 3.3K ratings behind it against 139, so its average is the more settled of the two.

Both ship on a similar rhythm, roughly every 4 months. The most recent releases landed on November 6, 2026 and November 7, 2026 respectively.

## The numbers

| Metric | Fremont Bank | HTSB Mobile Banking |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.6 (3.3K ratings)](https://appshunter.io/ios/app/fremont-bank/id522416440/reviews) | **[4.9 (139 ratings)](https://appshunter.io/ios/app/htsb-mobile-banking/id1545958024/reviews)** |
| Number of ratings | **3.3K** | 139 |
| Positive reviews | 84.5% of reviews | — |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | Every 4 months | Every 4 months |
| Monetization | **Free** | Ad-supported |
| Size | 50 MB | 54 MB |
| Requires iOS | 16.0 | **15.0** |
| Devices | **iPhone, iPad, Apple Watch** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Fremont Bank](https://appshunter.io/developer/522416443) | [Home Trust & Savings Bank](https://appshunter.io/developer/1545958086) |

## What reviewers say

### Fremont Bank

[App page](https://appshunter.io/ios/app/fremont-bank/id522416440)

Manage your finances securely and conveniently on the go. Track spending, budget, deposit checks, and transfer money with advanced security features. Get a comprehensive view of your financial picture by linking external accounts.

**Highlights:** Personal Finance Management widget, Link external bank accounts, Mobile check deposits, Zelle® for P2P payments, Facial and fingerprint login, Transaction search and dispute

**Features:** Apple Watch app

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 🚀 Convenient
- 🔒 Secure
- 💡 Helpful features
- 🤗 Great customer service

**What reviewers complain about**

- 🐛 Occasional bugs
- 🔍 Navigation could be improved
- ⏱️ Slow performance
- 💻 Not fully integrated with other accounts

**Reported bugs**

- Login issues
- Disappearing linked accounts
- Delayed transaction updates
- Unreliable Zelle integration

**Requested features**

- Ability to edit/update user information
- Improved bill pay functionality
- More customization options
- Better transaction history and categorization


### HTSB Mobile Banking

[App page](https://appshunter.io/ios/app/htsb-mobile-banking/id1545958024)

Manage your finances on the go with this mobile banking application. View account balances and activity, transfer funds, pay bills, and send money securely. Access your banking information anytime, anywhere.

**Highlights:** View account balances and activity, Transfer funds between accounts, Pay bills, Send money via Zelle, Manage accounts anywhere, anytime

**In-app purchases:** none


## Frequently asked questions

### Is Fremont Bank free?

Fremont Bank is free to download, with no in-app purchases.

### Is HTSB Mobile Banking free?

HTSB Mobile Banking is free to download, with no in-app purchases.

### Which has better reviews, Fremont Bank or HTSB Mobile Banking?

HTSB Mobile Banking is rated higher. Fremont Bank averages 4.6 out of 5 from 3.3K ratings, while HTSB Mobile Banking averages 4.9 from 139 ratings.

### Do Fremont Bank or HTSB Mobile Banking have ads?

HTSB Mobile Banking shows ads; Fremont Bank does not.

### Which is updated more often, Fremont Bank or HTSB Mobile Banking?

Fremont Bank ships an update every 4 months, and HTSB Mobile Banking every 4 months. Most recently, Fremont Bank was updated on November 6, 2026 and HTSB Mobile Banking on November 7, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*