# Fremont Bank vs SubbiWise

The clearest difference is in-app purchases: Fremont Bank at none against SubbiWise's 1. Fremont Bank also leads on ratings volume (3.3K vs 5) and iOS requirement (16.0 vs 26.4). SubbiWise's advantage is ads (none vs shown) and update cadence (fortnightly vs every 4 months). On price and device support there is nothing between them.

Both are free to download. SubbiWise sells 1 in-app purchase, starting at $9.99 per month. Fremont Bank asks for nothing beyond the download.

SubbiWise holds the better App Store score, 5.0 against 4.6. That said, the two scores are not equally well evidenced: Fremont Bank has 3.3K ratings behind it against 5, so its average is the more settled of the two. Written reviews point the same way: 84% of Fremont Bank's written reviews are positive against 100% of SubbiWise's.

Fremont Bank ships an update every 4 months, SubbiWise fortnightly. The most recent releases landed on November 1, 2026 and October 31, 2026 respectively.

## The numbers

| Metric | Fremont Bank | SubbiWise |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.6 (3.3K ratings)](https://appshunter.io/ios/app/fremont-bank/id522416440/reviews) | **[5.0 (5 ratings)](https://appshunter.io/ios/app/subbiwise/id6767405611/reviews)** |
| Number of ratings | **3.3K** | 5 |
| Positive reviews | 84.5% of reviews | **100.0% of reviews** |
| In-app purchases | **No** | Yes |
| Ads | Yes | **No** |
| Update frequency | Every 4 months | **Fortnightly** |
| Monetization | **Free** | Freemium |
| Size | 46 MB | 16 MB |
| Requires iOS | **16.0** | 26.4 |
| Devices | **iPhone, iPad, Apple Watch** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Fremont Bank](https://appshunter.io/developer/522416443) | [SubbiWise LLC](https://appshunter.io/developer/1893830063) |

## What reviewers say

### Fremont Bank

[App page](https://appshunter.io/ios/app/fremont-bank/id522416440)

Manage your finances securely and conveniently from your mobile device. Track spending, budget effectively, deposit checks, and transfer money with ease. Enjoy robust security features for peace of mind.

**Highlights:** Personal Finance Management widget, Mobile check deposits, Zelle® payments, Transaction search and alerts, Facial and fingerprint login, Two-factor authentication

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 🚀 Convenient
- 🔒 Secure
- 💡 Helpful features
- 🤗 Great customer service

**What reviewers complain about**

- 🐛 Occasional bugs
- 🔍 Navigation could be improved
- ⏱️ Slow performance
- 💻 Not fully integrated with other accounts

**Reported bugs**

- Login issues
- Disappearing linked accounts
- Delayed transaction updates
- Unreliable Zelle integration

**Requested features**

- Ability to edit/update user information
- Improved bill pay functionality
- More customization options
- Better transaction history and categorization


### SubbiWise

[App page](https://appshunter.io/ios/app/subbiwise/id6767405611)

Understand your finances, learn at your own pace, and build a personalized financial plan. This app provides tools and guidance to help you make sense of your money, plan for life events, and improve your financial knowledge.

**Highlights:** Financial picture overview, Life event planning, Financial knowledge hub, Financial news insights, Personalized financial planning

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| SubbiWise Premium | $9.99 | per month |


## Frequently asked questions

### Is Fremont Bank free?

Fremont Bank is free to download, with no in-app purchases.

### Is SubbiWise free?

SubbiWise is free to download, with in-app purchases available.

### Which has better reviews, Fremont Bank or SubbiWise?

SubbiWise is rated higher. Fremont Bank averages 4.6 out of 5 from 3.3K ratings, while SubbiWise averages 5.0 from 5 ratings.

### Do Fremont Bank or SubbiWise have ads?

Fremont Bank shows ads; SubbiWise does not.

### Which is updated more often, Fremont Bank or SubbiWise?

Fremont Bank ships an update every 4 months, and SubbiWise fortnightly. Most recently, Fremont Bank was updated on November 1, 2026 and SubbiWise on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*