# 民生银行 vs 小恒助手

The clearest difference is update cadence: 小恒助手 at every 9 days against 民生银行's every 5 weeks. 民生银行's advantage is iOS requirement (13.0 vs 15.3). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

民生银行 ships an update every 5 weeks, 小恒助手 every 9 days. The most recent releases landed on October 18, 2026 and October 12, 2026 respectively.

## The numbers

| Metric | 民生银行 | 小恒助手 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[2.5 (95 ratings)](https://appshunter.io/ios/app/id523091708/reviews)** | — |
| Number of ratings | **95** | — |
| Positive reviews | 67.4% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 5 weeks | **Every 9 days** |
| Size | 308 MB | 38 MB |
| Requires iOS | **13.0** | 15.3 |
| Devices | **iPhone, iPod, Apple Watch** | iPhone, iPod |
| Age rating | 4+ | 17+ |
| Developer | [中国民生银行股份有限公司](https://appshunter.io/developer/523091951) | [Beijing Chinaepay Financial Services Technology Co., Ltd.](https://appshunter.io/developer/1518936071) |

## What reviewers say

### 民生银行

[App page](https://appshunter.io/ios/app/id523091708)

**Features:** Siri integration, Apple Wallet, Apple Watch app, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Convenient mobile banking
- 👍 Comprehensive financial services
- 👍 User-friendly interface
- 👍 Efficient fund transfers
- 👍 Good for wealth management

**What reviewers complain about**

- 👎 Forces VPN closure
- 👎 App crashes with VPN
- 👎 Detects VPN and exits
- 👎 Unusable with proxy
- 👎 Face ID issues

**Reported bugs**

- App crashes when VPN is detected
- App exits when VPN is detected
- App does not work with proxy
- Face ID login is unstable and cannot be enabled
- Face ID login is frozen

**Requested features**

- Allow VPN usage
- Fix Face ID/Face Recognition login
- Allow online modification of reserved mobile number
- Improve UI/UX for asset display
- Restore cross-bank transfer functionality


### 小恒助手

[App page](https://appshunter.io/ios/app/id1597061968)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is 民生银行 free?

民生银行 is free to download, with no in-app purchases.

### Is 小恒助手 free?

小恒助手 is free to download, with no in-app purchases.

### Do 民生银行 or 小恒助手 have ads?

Neither 民生银行 nor 小恒助手 shows ads.

### Which is updated more often, 民生银行 or 小恒助手?

民生银行 ships an update every 5 weeks, and 小恒助手 every 9 days. Most recently, 民生银行 was updated on October 18, 2026 and 小恒助手 on October 12, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*