# 民生银行 vs 自开票

民生银行 and 自开票 are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

民生银行 ships an update every 5 weeks, 自开票 every 2 months. The most recent releases landed on September 22, 2026 and September 14, 2026 respectively.

## The numbers

| Metric | 民生银行 | 自开票 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[2.5 (95 ratings)](https://appshunter.io/ios/app/id523091708/reviews)** | — |
| Number of ratings | **95** | — |
| Positive reviews | 67.4% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 5 weeks** | Every 2 months |
| Size | 308 MB | 21 MB |
| Requires iOS | 13.0 | 13.0 |
| Devices | **iPhone, iPod, Apple Watch** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [中国民生银行股份有限公司](https://appshunter.io/developer/523091951) | [zikaipiao Technology (Zhuhai) Co., Ltd](https://appshunter.io/developer/1724678958) |

## What reviewers say

### 民生银行

[App page](https://appshunter.io/ios/app/id523091708)

**Features:** Siri integration, Apple Wallet, Apple Watch app, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Convenient mobile banking
- 👍 Comprehensive financial services
- 👍 User-friendly interface
- 👍 Efficient fund transfers
- 👍 Good for wealth management

**What reviewers complain about**

- 👎 Forces VPN closure
- 👎 App crashes with VPN
- 👎 Detects VPN and exits
- 👎 Unusable with proxy
- 👎 Face ID issues

**Reported bugs**

- App crashes when VPN is detected
- App exits when VPN is detected
- App does not work with proxy
- Face ID login is unstable and cannot be enabled
- Face ID login is frozen

**Requested features**

- Allow VPN usage
- Fix Face ID/Face Recognition login
- Allow online modification of reserved mobile number
- Improve UI/UX for asset display
- Restore cross-bank transfer functionality


### 自开票

[App page](https://appshunter.io/ios/app/id6475652434)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is 民生银行 free?

民生银行 is free to download, with no in-app purchases.

### Is 自开票 free?

自开票 is free to download, with no in-app purchases.

### Do 民生银行 or 自开票 have ads?

Neither 民生银行 nor 自开票 shows ads.

### Which is updated more often, 民生银行 or 自开票?

民生银行 ships an update every 5 weeks, and 自开票 every 2 months. Most recently, 民生银行 was updated on September 22, 2026 and 自开票 on September 14, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*