# 民生银行 vs 中国人保

The clearest difference is rating: 民生银行 at 2.5 against 中国人保's 1.5. 民生银行 also leads on review sentiment (67% vs 48%) and ratings volume (97 vs 30). 中国人保's advantage is update cadence (fortnightly vs every 5 weeks). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

民生银行 holds the better App Store score, 2.5 against 1.5. Both are backed by a comparable volume of ratings — 97 and 30 respectively. Written reviews point the same way: 67% of 民生银行's written reviews are positive against 48% of 中国人保's.

民生银行 ships an update every 5 weeks, 中国人保 fortnightly. Both last shipped on October 23, 2026.

## The numbers

| Metric | 民生银行 | 中国人保 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[2.5 (97 ratings)](https://appshunter.io/ios/app/id523091708/reviews)** | [1.5 (30 ratings)](https://appshunter.io/ios/app/id710189980/reviews) |
| Number of ratings | **97** | 30 |
| Positive reviews | **67.4% of reviews** | 47.5% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 5 weeks | **Fortnightly** |
| Monetization | — | Free |
| Size | 308 MB | 308 MB |
| Requires iOS | 13.0 | 13.0 |
| Devices | **iPhone, iPod, Apple Watch** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [China Minsheng Banking Corp. Ltd.](https://appshunter.io/developer/523091951) | [PICC Information Technology Company Limited](https://appshunter.io/developer/1617230534) |

## What reviewers say

### 民生银行

[App page](https://appshunter.io/ios/app/id523091708)

**Features:** Siri integration, Apple Wallet, Apple Watch app, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Convenient mobile banking
- 👍 Comprehensive financial services
- 👍 User-friendly interface
- 👍 Efficient fund transfers
- 👍 Good for wealth management

**What reviewers complain about**

- 👎 Forces VPN closure
- 👎 App crashes with VPN
- 👎 Detects VPN and exits
- 👎 Unusable with proxy
- 👎 Face ID issues

**Reported bugs**

- App crashes when VPN is detected
- App exits when VPN is detected
- App does not work with proxy
- Face ID login is unstable and cannot be enabled
- Face ID login is frozen

**Requested features**

- Allow VPN usage
- Fix Face ID/Face Recognition login
- Allow online modification of reserved mobile number
- Improve UI/UX for asset display
- Restore cross-bank transfer functionality


### 中国人保

[App page](https://appshunter.io/ios/app/id710189980)

This app offers comprehensive insurance services, including policy management, online claims processing, and health management. Access a wide range of insurance products like auto, property, and health insurance, along with personalized services for policy inquiries, renewals, and financial planning.

**Highlights:** Policy management and inquiries, Online claims processing and support, Wide range of insurance products, Health management services, Financial investment options, Roadside assistance, Service network locator

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is 民生银行 free?

民生银行 is free to download, with no in-app purchases.

### Is 中国人保 free?

中国人保 is free to download, with no in-app purchases.

### Which has better reviews, 民生银行 or 中国人保?

民生银行 is rated higher. 民生银行 averages 2.5 out of 5 from 97 ratings, while 中国人保 averages 1.5 from 30 ratings.

### Do 民生银行 or 中国人保 have ads?

Neither 民生银行 nor 中国人保 shows ads.

### Which is updated more often, 民生银行 or 中国人保?

民生银行 ships an update every 5 weeks, and 中国人保 fortnightly. Most recently, 民生银行 was updated on October 23, 2026 and 中国人保 on October 23, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*