# Rate.am vs acba digital

The clearest difference is review sentiment: Rate.am at 100% against acba digital's 45%. Rate.am also leads on rating (4.8 vs 4.4) and ratings volume (303 vs 64). acba digital's advantage is update cadence (fortnightly vs every 7 months). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Rate.am holds the better App Store score, 4.8 against 4.4. Both are backed by a comparable volume of ratings — 303 and 64 respectively. Written reviews point the same way: 100% of Rate.am's written reviews are positive against 45% of acba digital's.

Rate.am ships an update every 7 months, acba digital fortnightly. The most recent releases landed on October 11, 2026 and October 20, 2026 respectively.

## The numbers

| Metric | Rate.am | acba digital |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (303 ratings)](https://appshunter.io/ios/app/rateam/id523423414/reviews)** | [4.4 (64 ratings)](https://appshunter.io/ios/app/acba-digital/id1515436600/reviews) |
| Number of ratings | **303** | 64 |
| Positive reviews | **100.0% of reviews** | 45.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 7 months | **Fortnightly** |
| Monetization | Free | Free |
| Size | 3 MB | 191 MB |
| Requires iOS | **12.0** | 15.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Rate.am LLC](https://appshunter.io/developer/1777649090) | [ACBA BANK OJSC](https://appshunter.io/developer/972657737) |

## What reviewers say

### Rate.am

[App page](https://appshunter.io/ios/app/rateam/id523423414)

Access live currency exchange rates from all Armenian banks and exchange points. Save money by finding the best rates, locate nearby branches, and use a built-in calculator for quick conversions. Track rates hourly for business needs.

**Highlights:** Live currency exchange rates, All Armenian banks and exchange points, Find best exchange rates, Locate nearest branches, Currency calculator, Central Bank of Armenia rates

**Features:** macOS Compatibility

**In-app purchases:** none

**What reviewers like**

- 🚀 Smooth and fast performance
- 👍 Practical and accurate
- 👍 Very useful
- 👍 Easy to use
- 👍 Good idea

**Requested features**

- Ability to write in Armenian


### acba digital

[App page](https://appshunter.io/ios/app/acba-digital/id1515436600)

Manage your finances remotely with this secure mobile banking app. Perform transactions, pay bills, apply for new products, and access digital cards. Enjoy fast and convenient banking from anywhere.

**Highlights:** Online onboarding and registration, Biometric login (fingerprint/facial recognition), Account balance and transaction viewing, Money transfers and bill payments, Loan, savings, and card applications, Digital card issuance and payments, Investment and insurance purchases

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Rate.am free?

Rate.am is free to download, with no in-app purchases.

### Is acba digital free?

acba digital is free to download, with no in-app purchases.

### Which has better reviews, Rate.am or acba digital?

Rate.am is rated higher. Rate.am averages 4.8 out of 5 from 303 ratings, while acba digital averages 4.4 from 64 ratings.

### Do Rate.am or acba digital have ads?

Neither Rate.am nor acba digital shows ads.

### Which is updated more often, Rate.am or acba digital?

Rate.am ships an update every 7 months, and acba digital fortnightly. Most recently, Rate.am was updated on October 11, 2026 and acba digital on October 20, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*