# Rate.am vs Arca

The clearest difference is in-app purchases: Rate.am at none against Arca's 2. Rate.am also leads on device support (3 vs 1) and iOS requirement (12.0 vs 17.0). Arca's advantage is update cadence (every 9 days vs every 7 months). On price and ads there is nothing between them.

Both are free to download. Arca sells 2 in-app purchases, starting at $4.99 per month. Rate.am asks for nothing beyond the download.

Rate.am ships an update every 7 months, Arca every 9 days. The most recent releases landed on October 11, 2026 and October 16, 2026 respectively.

## The numbers

| Metric | Rate.am | Arca |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (303 ratings)](https://appshunter.io/ios/app/rateam/id523423414/reviews)** | — |
| Number of ratings | **303** | — |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 7 months | **Every 9 days** |
| Monetization | Free | — |
| Size | 3 MB | 26 MB |
| Requires iOS | **12.0** | 17.0 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Rate.am LLC](https://appshunter.io/developer/1777649090) | [Nikolai Morozov](https://appshunter.io/developer/1896342665) |

## What reviewers say

### Rate.am

[App page](https://appshunter.io/ios/app/rateam/id523423414)

Access live currency exchange rates from all Armenian banks and exchange points. Save money by finding the best rates, locate nearby branches, and use a built-in calculator for quick conversions. Track rates hourly for business needs.

**Highlights:** Live currency exchange rates, All Armenian banks and exchange points, Find best exchange rates, Locate nearest branches, Currency calculator, Central Bank of Armenia rates

**Features:** macOS Compatibility

**In-app purchases:** none

**What reviewers like**

- 🚀 Smooth and fast performance
- 👍 Practical and accurate
- 👍 Very useful
- 👍 Easy to use
- 👍 Good idea

**Requested features**

- Ability to write in Armenian


### Arca

[App page](https://appshunter.io/ios/app/arca-expense-tracker/id6766978655)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Arca Premium Monthly | $4.99 | per month |
| Arca Premium Yearly | $39.99 | per year |


## Frequently asked questions

### Is Rate.am free?

Rate.am is free to download, with no in-app purchases.

### Is Arca free?

Arca is free to download, with in-app purchases available.

### Do Rate.am or Arca have ads?

Neither Rate.am nor Arca shows ads.

### Which is updated more often, Rate.am or Arca?

Rate.am ships an update every 7 months, and Arca every 9 days. Most recently, Rate.am was updated on October 11, 2026 and Arca on October 16, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*