# FNB Direct vs ISB

FNB Direct and ISB both sit at 4.8 stars, but that hides the real split: 50% of FNB Direct's written reviews are positive against 0% of ISB's. FNB Direct also leads on ads (none vs shown) and ratings volume (51K vs 81). On price, rating, update cadence and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.8 for FNB Direct against 4.7 for ISB. That said, the two scores are not equally well evidenced: FNB Direct has 51K ratings behind it against 81, so its average is the more settled of the two. Written reviews are what separate them: 50% of FNB Direct's written reviews are positive against 0% of ISB's.

FNB Direct ships an update every 3 months, ISB every 4 months. The most recent releases landed on September 26, 2026 and August 16, 2026 respectively.

## The numbers

| Metric | FNB Direct | ISB |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (51K ratings)](https://appshunter.io/ios/app/fnb-direct/id524987109/reviews)** | [4.7 (81 ratings)](https://appshunter.io/ios/app/isb-mobile/id1486821853/reviews) |
| Number of ratings | **51K** | 81 |
| Positive reviews | **50.0% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | **Every 3 months** | Every 4 months |
| Monetization | **Free** | Ad-supported |
| Size | 144 MB | 120 MB |
| Requires iOS | 15.0 | 15.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [First National Bank of Pennsylvania](https://appshunter.io/developer/524987112) | [Investment Savings Bank](https://appshunter.io/developer/1486821852) |

## What reviewers say

### FNB Direct

[App page](https://appshunter.io/ios/app/fnb-direct/id524987109)

Manage your bank accounts, deposit checks, transfer funds, and pay bills conveniently from your mobile device. Access financial education, manage your debit card, and securely chat with support.

**Highlights:** Check account transactions and balances, Manage FNB Debit Card, Deposit checks, Transfer money and pay bills, Locate branches and ATMs, Access financial education and products, Secure chat support

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 🚀 Years of great service
- 🚀 Convenient and easy to use
- 🚀 Excellent customer service
- 🚀 Remote deposit works great
- 🚀 Helpful features like credit score tracking

**What reviewers complain about**

- 🐛 Buggy, crashes frequently
- 🐛 Inconsistent functionality, features not always available
- 🐛 Check deposit issues, not always working
- 🐛 Slow transaction updates, balance not always accurate
- 🐛 Poor app design, small screen layout

**Reported bugs**

- Login issues, password reset problems
- Deposit failures due to 'amount mismatch'
- Frequent app crashes and freezes
- Compatibility issues with older devices

**Requested features**

- Improve transaction notifications to show details
- Allow IRA contributions directly through the app
- Integrate with more third-party apps like Venmo
- Provide clearer information on loan payments due


### ISB

[App page](https://appshunter.io/ios/app/isb-mobile/id1486821853)

Manage your bank accounts conveniently from your mobile device. Check balances, view transaction history, transfer funds, and pay bills on the go. This service is available 24/7 to enrolled customers.

**Highlights:** Balance Inquiry, Transaction History, Fund Transfers, Bill Payment, View Checks

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is FNB Direct free?

FNB Direct is free to download, with no in-app purchases.

### Is ISB free?

ISB is free to download, with no in-app purchases.

### Which has better reviews, FNB Direct or ISB?

FNB Direct is rated higher. FNB Direct averages 4.8 out of 5 from 51K ratings, while ISB averages 4.7 from 81 ratings.

### Do FNB Direct or ISB have ads?

ISB shows ads; FNB Direct does not.

### Which is updated more often, FNB Direct or ISB?

FNB Direct ships an update every 3 months, and ISB every 4 months. Most recently, FNB Direct was updated on September 26, 2026 and ISB on August 16, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*