# FNB Direct vs FNBL Mobile

The clearest difference is review sentiment: FNB Direct at 52% against FNBL Mobile's 0%. FNB Direct also leads on rating (4.8 vs 3.6) and ratings volume (54K vs 5). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

FNB Direct holds the better App Store score, 4.8 against 3.6. That said, the two scores are not equally well evidenced: FNB Direct has 54K ratings behind it against 5, so its average is the more settled of the two. Written reviews point the same way: 52% of FNB Direct's written reviews are positive against 0% of FNBL Mobile's.

FNB Direct ships an update every 3 months, FNBL Mobile every 7 months. The most recent releases landed on October 31, 2026 and October 29, 2026 respectively.

## The numbers

| Metric | FNB Direct | FNBL Mobile |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (54K ratings)](https://appshunter.io/ios/app/fnb-direct/id524987109/reviews)** | [3.6 (5 ratings)](https://appshunter.io/ios/app/fnbl-mobile/id546414855/reviews) |
| Number of ratings | **54K** | 5 |
| Positive reviews | **51.7% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 3 months** | Every 7 months |
| Monetization | Free | Free |
| Size | 144 MB | 147 MB |
| Requires iOS | 15.0 | 15.0 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [First National Bank of Pennsylvania](https://appshunter.io/developer/524987112) | [First National Bank of Litchfield, IL](https://appshunter.io/developer/546414858) |

## What reviewers say

### FNB Direct

[App page](https://appshunter.io/ios/app/fnb-direct/id524987109)

Manage your bank accounts, deposit checks, transfer funds, and pay bills conveniently from your mobile device. Access financial education, manage your debit card, and securely chat with support.

**Highlights:** Check account transactions and balances, Manage FNB Debit Card, Deposit checks, Transfer money and pay bills, Locate branches and ATMs, Access financial education and products, Secure chat support

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 🚀 Years of great service
- 🚀 Convenient and easy to use
- 🚀 Excellent customer service
- 🚀 Remote deposit works great
- 🚀 Helpful features like credit score tracking

**What reviewers complain about**

- 🐛 Buggy, crashes frequently
- 🐛 Inconsistent functionality, features not always available
- 🐛 Check deposit issues, not always working
- 🐛 Slow transaction updates, balance not always accurate
- 🐛 Poor app design, small screen layout

**Reported bugs**

- Login issues, password reset problems
- Deposit failures due to 'amount mismatch'
- Frequent app crashes and freezes
- Compatibility issues with older devices

**Requested features**

- Improve transaction notifications to show details
- Allow IRA contributions directly through the app
- Integrate with more third-party apps like Venmo
- Provide clearer information on loan payments due


### FNBL Mobile

[App page](https://appshunter.io/ios/app/fnbl-mobile/id546414855)

Manage your finances on the go with this banking application. Check balances, pay bills, transfer funds between accounts, and locate branches or ATMs. Requires an online banking account with the First National Bank of Litchfield.

**Highlights:** Check account balances, Search recent transactions, Pay bills, Transfer funds between accounts, Find nearby branches and ATMs, Search locations by zip code or address

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is FNB Direct free?

FNB Direct is free to download, with no in-app purchases.

### Is FNBL Mobile free?

FNBL Mobile is free to download, with no in-app purchases.

### Which has better reviews, FNB Direct or FNBL Mobile?

FNB Direct is rated higher. FNB Direct averages 4.8 out of 5 from 54K ratings, while FNBL Mobile averages 3.6 from 5 ratings.

### Do FNB Direct or FNBL Mobile have ads?

Neither FNB Direct nor FNBL Mobile shows ads.

### Which is updated more often, FNB Direct or FNBL Mobile?

FNB Direct ships an update every 3 months, and FNBL Mobile every 7 months. Most recently, FNB Direct was updated on October 31, 2026 and FNBL Mobile on October 29, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*