# FNB Direct vs AME Account Manager

The clearest difference is ratings volume: FNB Direct at 54K against AME Account Manager's 1. AME Account Manager's advantage is update cadence (monthly vs every 3 months) and rating (5.0 vs 4.8). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

AME Account Manager holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: FNB Direct has 54K ratings behind it against 1, so its average is the more settled of the two.

FNB Direct ships an update every 3 months, AME Account Manager monthly. The most recent releases landed on November 6, 2026 and November 3, 2026 respectively.

## The numbers

| Metric | FNB Direct | AME Account Manager |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (54K ratings)](https://appshunter.io/ios/app/fnb-direct/id524987109/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/ame-account-manager/id6443919103/reviews)** |
| Number of ratings | **54K** | 1 |
| Positive reviews | 51.7% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 months | **Monthly** |
| Monetization | Free | Free |
| Size | 144 MB | 100 MB |
| Requires iOS | 15.0 | **12.2** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [First National Bank of Pennsylvania](https://appshunter.io/developer/524987112) | [Attleboro Municipal Employee Federal Credit Union](https://appshunter.io/developer/1632050858) |

## What reviewers say

### FNB Direct

[App page](https://appshunter.io/ios/app/fnb-direct/id524987109)

Manage your bank accounts, deposit checks, transfer funds, and pay bills conveniently from your mobile device. Access financial education, manage your debit card, and securely chat with support.

**Highlights:** Check account transactions and balances, Manage FNB Debit Card, Deposit checks, Transfer money and pay bills, Locate branches and ATMs, Access financial education and products, Secure chat support

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 🚀 Years of great service
- 🚀 Convenient and easy to use
- 🚀 Excellent customer service
- 🚀 Remote deposit works great
- 🚀 Helpful features like credit score tracking

**What reviewers complain about**

- 🐛 Buggy, crashes frequently
- 🐛 Inconsistent functionality, features not always available
- 🐛 Check deposit issues, not always working
- 🐛 Slow transaction updates, balance not always accurate
- 🐛 Poor app design, small screen layout

**Reported bugs**

- Login issues, password reset problems
- Deposit failures due to 'amount mismatch'
- Frequent app crashes and freezes
- Compatibility issues with older devices

**Requested features**

- Improve transaction notifications to show details
- Allow IRA contributions directly through the app
- Integrate with more third-party apps like Venmo
- Provide clearer information on loan payments due


### AME Account Manager

[App page](https://appshunter.io/ios/app/ame-account-manager/id6443919103)

Access your credit union accounts conveniently and securely from your smartphone. Check balances, transfer funds, view transactions, and locate branches or ATMs in real-time.

**Highlights:** Real-time account information, Check balances, Instant fund transfers, View transaction history, Locate ATMs and branches, Secure mobile access

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is FNB Direct free?

FNB Direct is free to download, with no in-app purchases.

### Is AME Account Manager free?

AME Account Manager is free to download, with no in-app purchases.

### Which has better reviews, FNB Direct or AME Account Manager?

AME Account Manager is rated higher. FNB Direct averages 4.8 out of 5 from 54K ratings, while AME Account Manager averages 5.0 from 1 ratings.

### Do FNB Direct or AME Account Manager have ads?

Neither FNB Direct nor AME Account Manager shows ads.

### Which is updated more often, FNB Direct or AME Account Manager?

FNB Direct ships an update every 3 months, and AME Account Manager monthly. Most recently, FNB Direct was updated on November 6, 2026 and AME Account Manager on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*