# FNB Direct vs First Nat Mobile App

The clearest difference is ads: FNB Direct at none against First Nat Mobile App's shown. FNB Direct also leads on ratings volume (51K vs 1.3K). On price, rating, review sentiment and update cadence there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.8 for FNB Direct against 4.8 for First Nat Mobile App. That said, the two scores are not equally well evidenced: FNB Direct has 51K ratings behind it against 1.3K, so its average is the more settled of the two. Written reviews are what separate them: 50% of FNB Direct's written reviews are positive against 43% of First Nat Mobile App's.

FNB Direct ships an update every 3 months, First Nat Mobile App every 4 months. The most recent releases landed on September 26, 2026 and September 22, 2026 respectively.

## The numbers

| Metric | FNB Direct | First Nat Mobile App |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (51K ratings)](https://appshunter.io/ios/app/fnb-direct/id524987109/reviews) | **[4.8 (1.3K ratings)](https://appshunter.io/ios/app/first-nat-mobile-app/id901976366/reviews)** |
| Number of ratings | **51K** | 1.3K |
| Positive reviews | **50.0% of reviews** | 42.9% of reviews |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | **Every 3 months** | Every 4 months |
| Monetization | Free | Free |
| Size | 144 MB | 98 MB |
| Requires iOS | 15.0 | 15.0 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [First National Bank of Pennsylvania](https://appshunter.io/developer/524987112) | [First National Bank (VA)](https://appshunter.io/developer/901976369) |

## What reviewers say

### FNB Direct

[App page](https://appshunter.io/ios/app/fnb-direct/id524987109)

Manage your bank accounts, deposit checks, transfer funds, and pay bills conveniently from your mobile device. Access financial education, manage your debit card, and securely chat with support.

**Highlights:** Check account transactions and balances, Manage FNB Debit Card, Deposit checks, Transfer money and pay bills, Locate branches and ATMs, Access financial education and products, Secure chat support

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 🚀 Years of great service
- 🚀 Convenient and easy to use
- 🚀 Excellent customer service
- 🚀 Remote deposit works great
- 🚀 Helpful features like credit score tracking

**What reviewers complain about**

- 🐛 Buggy, crashes frequently
- 🐛 Inconsistent functionality, features not always available
- 🐛 Check deposit issues, not always working
- 🐛 Slow transaction updates, balance not always accurate
- 🐛 Poor app design, small screen layout

**Reported bugs**

- Login issues, password reset problems
- Deposit failures due to 'amount mismatch'
- Frequent app crashes and freezes
- Compatibility issues with older devices

**Requested features**

- Improve transaction notifications to show details
- Allow IRA contributions directly through the app
- Integrate with more third-party apps like Venmo
- Provide clearer information on loan payments due


### First Nat Mobile App

[App page](https://appshunter.io/ios/app/first-nat-mobile-app/id901976366)

Manage your bank accounts on the go with this official mobile banking application. View balances, deposit checks remotely, transfer funds instantly, and control your debit and credit cards.

**Highlights:** View account balances, Mobile check deposit, Instant fund transfers, Card management, Branch locator

**Features:** Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is FNB Direct free?

FNB Direct is free to download, with no in-app purchases.

### Is First Nat Mobile App free?

First Nat Mobile App is free to download, with no in-app purchases.

### Which has better reviews, FNB Direct or First Nat Mobile App?

First Nat Mobile App is rated higher. FNB Direct averages 4.8 out of 5 from 51K ratings, while First Nat Mobile App averages 4.8 from 1.3K ratings.

### Do FNB Direct or First Nat Mobile App have ads?

First Nat Mobile App shows ads; FNB Direct does not.

### Which is updated more often, FNB Direct or First Nat Mobile App?

FNB Direct ships an update every 3 months, and First Nat Mobile App every 4 months. Most recently, FNB Direct was updated on September 26, 2026 and First Nat Mobile App on September 22, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*