# OTIS Mobile vs Androscoggin Mobile

The clearest difference is ads: OTIS Mobile at none against Androscoggin Mobile's shown. OTIS Mobile also leads on review sentiment (90% vs 63%) and monetization model (free vs ad-supported). On price, rating, update cadence and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.8 for OTIS Mobile against 4.8 for Androscoggin Mobile. Both are backed by a comparable volume of ratings — 1.7K and 560 respectively. Written reviews are what separate them: 90% of OTIS Mobile's written reviews are positive against 63% of Androscoggin Mobile's.

OTIS Mobile ships an update every 6 months, Androscoggin Mobile every 4 months. The most recent releases landed on October 19, 2026 and October 16, 2026 respectively.

## The numbers

| Metric | OTIS Mobile | Androscoggin Mobile |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (1.7K ratings)](https://appshunter.io/ios/app/otis-mobile/id525224980/reviews)** | [4.8 (560 ratings)](https://appshunter.io/ios/app/androscoggin-mobile/id762941479/reviews) |
| Number of ratings | **1.7K** | 560 |
| Positive reviews | **90.0% of reviews** | 63.2% of reviews |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | Every 6 months | **Every 4 months** |
| Monetization | **Free** | Ad-supported |
| Size | 28 MB | 45 MB |
| Requires iOS | 16 | 16.0 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, Apple Watch |
| Age rating | 4+ | 4+ |
| Developer | [Otis FCU](https://appshunter.io/developer/525224983) | [Androscoggin Bank](https://appshunter.io/developer/527923613) |

## What reviewers say

### OTIS Mobile

[App page](https://appshunter.io/ios/app/otis-mobile/id525224980)

Manage your finances conveniently with this digital banking app. Check balances, view transactions, transfer funds, and pay loans directly from your mobile device. It also offers card controls, mobile deposits, and security features like facial or fingerprint authentication.

**Highlights:** Card Controls, Mobile Deposit, Facial/Fingerprint Authentication, View Transaction History, Transfer Funds and Pay Loans, Check Rewards Points, Security Alerts

**Features:** Vision Pro support

**In-app purchases:** none


### Androscoggin Mobile

[App page](https://appshunter.io/ios/app/androscoggin-mobile/id762941479)

Manage your personal and business finances with a secure and fast mobile banking app. Perform transactions, monitor accounts, and access financial tools from any device. Simplify your money management on the go.

**Highlights:** Check account balances, Review transactions, Transfer funds, Link external accounts, Budgeting tools, Mobile Deposit, Credit score and report

**In-app purchases:** none

**What reviewers like**

- 👍 User friendly
- 👍 Very helpful
- 👍 Easy to use
- 👍 Reliable
- 👍 Consistently works well

**What reviewers complain about**

- 👎 New layout harder to navigate
- 👎 Annoying and unhelpful
- 🐛 App crashes frequently
- 🐛 Cannot view history transactions on iPad
- 🐛 Cannot set alerts

**Reported bugs**

- App crashes frequently, often during mobile deposit
- Cannot view history transactions on iPad
- Cannot set alerts
- Opens to a white screen after last update
- App no longer works on iPhone since last update

**Requested features**

- Allow mobile deposits in larger values


## Frequently asked questions

### Is OTIS Mobile free?

OTIS Mobile is free to download, with no in-app purchases.

### Is Androscoggin Mobile free?

Androscoggin Mobile is free to download, with no in-app purchases.

### Which has better reviews, OTIS Mobile or Androscoggin Mobile?

OTIS Mobile is rated higher. OTIS Mobile averages 4.8 out of 5 from 1.7K ratings, while Androscoggin Mobile averages 4.8 from 560 ratings.

### Do OTIS Mobile or Androscoggin Mobile have ads?

Androscoggin Mobile shows ads; OTIS Mobile does not.

### Which is updated more often, OTIS Mobile or Androscoggin Mobile?

OTIS Mobile ships an update every 6 months, and Androscoggin Mobile every 4 months. Most recently, OTIS Mobile was updated on October 19, 2026 and Androscoggin Mobile on October 16, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*