# MidFirst Bank Mobile vs NCB Consumer

The clearest difference is rating: MidFirst Bank Mobile at 4.8 against NCB Consumer's 4.2. MidFirst Bank Mobile also leads on ratings volume (46K vs 64) and iOS requirement (11.0 vs 15.0). NCB Consumer's advantage is review sentiment (82% vs 39%) and update cadence (every 5 weeks vs every 4 months). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

MidFirst Bank Mobile holds the better App Store score, 4.8 against 4.2. That said, the two scores are not equally well evidenced: MidFirst Bank Mobile has 46K ratings behind it against 64, so its average is the more settled of the two. Written reviews complicate that: 39% of MidFirst Bank Mobile's written reviews are positive against 82% of NCB Consumer's, so the app with the better star average is not the one people write more warmly about.

MidFirst Bank Mobile ships an update every 4 months, NCB Consumer every 5 weeks. The most recent releases landed on October 20, 2026 and October 15, 2026 respectively.

## The numbers

| Metric | MidFirst Bank Mobile | NCB Consumer |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (46K ratings)](https://appshunter.io/ios/app/midfirst-bank-mobile/id526401871/reviews)** | [4.2 (64 ratings)](https://appshunter.io/ios/app/ncb-consumer/id1504134332/reviews) |
| Number of ratings | **46K** | 64 |
| Positive reviews | 39.4% of reviews | **81.8% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 4 months | **Every 5 weeks** |
| Monetization | Free | Free |
| Size | 93 MB | 148 MB |
| Requires iOS | **11.0** | 15.0 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [MidFirst Bank](https://appshunter.io/developer/526401874) | [The National Capital Bank of Washington](https://appshunter.io/developer/961782960) |

## What reviewers say

### MidFirst Bank Mobile

[App page](https://appshunter.io/ios/app/midfirst-bank-mobile/id526401871)

Manage your finances on the go with this mobile banking app. Check balances, transfer funds, pay bills, deposit checks, and control your cards. It also offers features like sending money via Zelle® and finding ATM locations.

**Highlights:** Check account balances and transactions, Transfer funds between accounts, Deposit checks remotely, Send money with Zelle®, Lock and unlock debit/credit cards, Pay bills and manage payees, Access digital statements and tax forms

**Features:** macOS Compatibility, Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 🚀 Convenient mobile deposit
- 👍 Great customer service
- 🚀 Easy to use app
- 🚀 Helpful tech support

**What reviewers complain about**

- 🐛 Frequent login issues
- 🐛 Buggy and crashes often
- 🐛 Unreliable app performance
- 🐛 Inconsistent Face ID/Touch ID support
- 🐛 Slow and unresponsive at times

**Reported bugs**

- App randomly logs out users
- Mobile deposit holds funds for too long
- Zelle functionality not working
- Incorrect account balance display

**Requested features**

- Add memo field for mobile deposits
- Improve ATM/branch location accuracy
- Streamline login process
- Provide password reset option in-app


### NCB Consumer

[App page](https://appshunter.io/ios/app/ncb-consumer/id1504134332)

Manage your finances on the go with this mobile banking application. Check account balances, transfer funds, pay bills, and deposit checks remotely. It also offers personal finance tools like budgeting and debt management.

**Highlights:** Check account balances, Transfer funds between accounts, Schedule bill payments, Deposit checks remotely, Budgeting tools, Account aggregation, Debt management

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is MidFirst Bank Mobile free?

MidFirst Bank Mobile is free to download, with no in-app purchases.

### Is NCB Consumer free?

NCB Consumer is free to download, with no in-app purchases.

### Which has better reviews, MidFirst Bank Mobile or NCB Consumer?

MidFirst Bank Mobile is rated higher. MidFirst Bank Mobile averages 4.8 out of 5 from 46K ratings, while NCB Consumer averages 4.2 from 64 ratings.

### Do MidFirst Bank Mobile or NCB Consumer have ads?

Neither MidFirst Bank Mobile nor NCB Consumer shows ads.

### Which is updated more often, MidFirst Bank Mobile or NCB Consumer?

MidFirst Bank Mobile ships an update every 4 months, and NCB Consumer every 5 weeks. Most recently, MidFirst Bank Mobile was updated on October 20, 2026 and NCB Consumer on October 15, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*