# Čítačka vs CSOB SmartToken

Čítačka and CSOB SmartToken both sit at 4.9 stars, but that hides the real split: 50% of Čítačka's written reviews are positive against 0% of CSOB SmartToken's. On price, rating, ratings volume and update cadence there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.9 for Čítačka against 4.8 for CSOB SmartToken. Both are backed by a comparable volume of ratings — 60 and 119 respectively. Written reviews are what separate them: 50% of Čítačka's written reviews are positive against 0% of CSOB SmartToken's.

Čítačka ships an update every 3 months, CSOB SmartToken every 6 weeks. The most recent releases landed on September 17, 2026 and September 18, 2026 respectively.

## The numbers

| Metric | Čítačka | CSOB SmartToken |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.9 (60 ratings)](https://appshunter.io/ios/app/citacka/id527137143/reviews)** | [4.8 (119 ratings)](https://appshunter.io/ios/app/csob-smarttoken/id1477450487/reviews) |
| Number of ratings | 60 | **119** |
| Positive reviews | **50.0% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 months | **Every 6 weeks** |
| Monetization | Free | Free |
| Size | 121 MB | 44 MB |
| Requires iOS | 15.0 | **14.0** |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 12+ | 9+ |
| Developer | [Tatra banka, a.s.](https://appshunter.io/developer/397756799) | [Ceskoslovenska obchodna banka, a.s.](https://appshunter.io/developer/456927882) |

## What reviewers say

### Čítačka

[App page](https://appshunter.io/ios/app/citacka/id527137143)

This app generates secure codes for Tatra banka clients to log in, activate, and authorize transactions in electronic banking. It offers secure, card-and-reader equivalent authentication with multiple activation methods and convenient login options.

**Highlights:** Secure code generation for login, Transaction authorization, Facial biometric activation, Fingerprint login option, Offline usage after activation, Internet banking integration

**Features:** macOS Compatibility

**In-app purchases:** none


### CSOB SmartToken

[App page](https://appshunter.io/ios/app/csob-smarttoken/id1477450487)

This secure mobile application allows clients to electronically sign transactions and log into digital banking services. It offers multiple activation methods, including biometric verification and contact center support. Optional permissions enhance convenience, and while an internet connection is needed for activation, it can function offline.

**Highlights:** Electronic transaction signing, Digital banking login, Biometric activation, Cross-device activation transfer, Optional permission grants, Offline functionality after activation

**In-app purchases:** none


## Frequently asked questions

### Is Čítačka free?

Čítačka is free to download, with no in-app purchases.

### Is CSOB SmartToken free?

CSOB SmartToken is free to download, with no in-app purchases.

### Which has better reviews, Čítačka or CSOB SmartToken?

Čítačka is rated higher. Čítačka averages 4.9 out of 5 from 60 ratings, while CSOB SmartToken averages 4.8 from 119 ratings.

### Do Čítačka or CSOB SmartToken have ads?

Neither Čítačka nor CSOB SmartToken shows ads.

### Which is updated more often, Čítačka or CSOB SmartToken?

Čítačka ships an update every 3 months, and CSOB SmartToken every 6 weeks. Most recently, Čítačka was updated on September 17, 2026 and CSOB SmartToken on September 18, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*