# Advancial vs ULFCU Mobile Banking

The clearest difference is rating: ULFCU Mobile Banking at 4.8 against Advancial's 2.4. ULFCU Mobile Banking also leads on review sentiment (33% vs 10%) and ratings volume (378 vs 74). Advancial's advantage is ads (none vs shown). On price, update cadence, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ULFCU Mobile Banking holds the better App Store score, 4.8 against 2.4. That said, the two scores are not equally well evidenced: ULFCU Mobile Banking has 378 ratings behind it against 74, so its average is the more settled of the two. Written reviews point the same way: 10% of Advancial's written reviews are positive against 33% of ULFCU Mobile Banking's.

Both ship on a similar rhythm, roughly every 3 months. The most recent releases landed on October 23, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | Advancial | ULFCU Mobile Banking |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.4 (74 ratings)](https://appshunter.io/ios/app/advancial/id527208374/reviews) | **[4.8 (378 ratings)](https://appshunter.io/ios/app/ulfcu-mobile-banking/id1209493984/reviews)** |
| Number of ratings | 74 | **378** |
| Positive reviews | 9.9% of reviews | **33.3% of reviews** |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | Every 3 months | Every 3 months |
| Monetization | Free | Free |
| Size | 56 MB | 99 MB |
| Requires iOS | 15.0 | 15.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Advancial FCU](https://appshunter.io/developer/527208377) | [University of LA Federal Credit Union](https://appshunter.io/developer/1209493983) |

## What reviewers say

### Advancial

[App page](https://appshunter.io/ios/app/advancial/id527208374)

Manage your finances on the go with this app. View account balances, deposit checks, pay bills, and transfer funds. It also offers secure transactions, mobile alerts, and branch/ATM locators.

**Highlights:** View account balances and transaction history, Deposit checks from phone, Schedule payments, Pay bills, Transfer funds, Locate branches and ATMs, Mobile alerts management

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🔒 Strong security features with biometric authentication
- 💳 Zelle integration for money transfers
- 🎨 Improved visual design and interface
- 💬 Responsive customer service with video chat support
- 🔐 Card lock/unlock functionality

**What reviewers complain about**

- 🐛 Persistent login errors and failures
- ⏱️ Extremely slow app performance and loading times
- 🔐 Two-step verification causing access issues
- 📵 App crashes frequently during use
- 🖥️ Poor UI/UX design with unresponsive buttons

**Reported bugs**

- Login button non-functional or greyed out
- System error messages on every login attempt
- OTP (One-Time Password) not working for verification
- App freezes and becomes unresponsive
- Calendar/date picker missing for transfer setup

**Requested features**

- Debit card ordering directly from app
- Charge dispute functionality within app
- Widget for balance checking without opening app
- Auto Face ID for login without manual button press
- Remote check deposit visibility improvement


### ULFCU Mobile Banking

[App page](https://appshunter.io/ios/app/ulfcu-mobile-banking/id1209493984)

Manage your finances on the go with this mobile banking application. Securely access your accounts, deposit checks, transfer funds, and pay bills. Find ATMs and branches easily.

**Highlights:** View account balances and transactions, Deposit checks with Mobile Deposit, Transfer funds between accounts, Pay loans, mortgages, and credit cards, Manage bills with BillPay, Search for ATMs or branches

**Features:** Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is Advancial free?

Advancial is free to download, with no in-app purchases.

### Is ULFCU Mobile Banking free?

ULFCU Mobile Banking is free to download, with no in-app purchases.

### Which has better reviews, Advancial or ULFCU Mobile Banking?

ULFCU Mobile Banking is rated higher. Advancial averages 2.4 out of 5 from 74 ratings, while ULFCU Mobile Banking averages 4.8 from 378 ratings.

### Do Advancial or ULFCU Mobile Banking have ads?

ULFCU Mobile Banking shows ads; Advancial does not.

### Which is updated more often, Advancial or ULFCU Mobile Banking?

Advancial ships an update every 3 months, and ULFCU Mobile Banking every 3 months. Most recently, Advancial was updated on October 23, 2026 and ULFCU Mobile Banking on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*